Callaway Homes under $400,000

Callaway Homes under $400,000

Welcome to Callaway, Florida – a hidden gem nestled within the picturesque Bay County! This charming city offers a perfect blend of small-town warmth and modern amenities, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle near the stunning Gulf Coast.

Callaway boasts a rich history and a close-knit community that welcomes newcomers with open arms. With its lush parks, scenic waterfront views, and vibrant local culture, residents enjoy a relaxed pace of life while being just a short drive away from the bustling city of Panama City. The area is known for its beautiful outdoor spaces, including the Callaway Community Center and nearby beaches, where you can soak up the sun or enjoy a leisurely stroll along the shore.

For those looking to settle down in Callaway, the real estate market offers an array of charming homes priced under $400,000. Whether you’re in search of a cozy single-family home or a modern townhouse, you’ll find plenty of options that cater to diverse tastes and budgets. These homes often feature spacious yards, updated interiors, and convenient access to local amenities, making them perfect for first-time buyers or those looking to downsize without compromising on quality of life.

Experience the allure of Callaway, where friendly neighbors, beautiful surroundings, and affordable living come together to create a delightful community. Discover your dream home in this idyllic Florida city today!

Newest Callaway Homes under $400,000

5422 E Highway 22 Highway, Callaway
$369,800
3 Beds ⋅ 3 Baths ⋅ 797205 MLS
Renovated Mixed-Use Property in Callaway What a great way to start the Holiday Season. New Home / Business **5422 Hwy 22, Callaway, FL 32404** A versatile property in the heart of Callaway, zoned **Mixed Use: Residential or Commercial 1**. Completely remodeled in 2026, with updates from the studs and floor joists to the appliances, this property offers the flexibility to live in, operate a business from, or explore other uses allowed under its zoning. Property features - 3 large bedrooms - 2 full bathrooms and 1 half bath for guests - 10-foot ceilings - Private back porch/deck off the primary bedroom - New appliances - Two covered parking spaces - Generous lot with room for parking and potential privacy. - Metal roof permitted in 2020 - Located near Tyndall Air Force Base - Seller-reported traffic exposure of more than 5,000 vehicles per day Potential uses Depending on applicable zoning requirements, permits, and approvals, the property may accommodate uses such as a child-care or early-learning center, dental or medical office, accounting or tax-preparation office, law firm, insurance agency, real-estate or property-management office, counseling practice, salon, boutique, or other local business. **Conveniently located near Callaway dining and community amenities, including the Callaway Community Center.** Buyers are encouraged to verify zoning details, permitted uses, traffic counts, and any requirements for a proposed business directly with the appropriate authorities. Property is vacant and ready for showings. Contact Will Pender / Realtor Keller Williams

5422 E Highway 22 Highway, Callaway

7296 Ellie B Drive, Callaway
$283,999
4 Beds ⋅ 2 Baths ⋅ 792621 MLS
VA Assumable Mortgage at 4.95%! Welcome to 7296 Ellie B Drive! This home is a highly desirable Cali floor plan offering 1,785 square feet, 4 bedrooms, and 2 bathrooms in one of the neighborhood's most sought-after locations. Perfectly positioned at the very end of a quiet cul-de-sac, this home offers exceptional privacy with no through traffic, creating a peaceful setting that's ideal for outdoor play, evening walks, or simply enjoying a quieter lifestyle. Inside, you'll find a spacious open-concept layout designed for both everyday living and entertaining. Thoughtful upgrades include a whole-home water softener and filtration system, along with a screened-in back patio that allows you to enjoy Florida evenings year-round without the bugs. Convenience is another standout feature. You're just minutes from the new Publix and Starbucks at Lindsey Crossing, approximately 15 minutes from Downtown Panama City, a short drive to Tyndall Air Force Base, and only 25 minutes from the sugar-white beaches of the Gulf Coast. For buyers considering new construction, this home presents an outstanding opportunity. Enjoy the benefits of a well-established home with more living space for your investment, valuable upgrades already in place, and a premium cul-de-sac location that's difficult to duplicate. Don't miss your chance to own one of the best values in the neighborhood. All measurements are approximate and should be verified if important.

7296 Ellie B Drive, Callaway

321 Highbrook Road, Callaway
$359,000
4 Beds ⋅ 2 Baths ⋅ 788720 MLS
Beautifully maintained and move-in ready, this 4-bedroom, 2-bath Rhett floor plan offers peaceful pond views and a thoughtfully designed layout in the highly sought-after Bridge Harbor community. Ideally located just off Tyndall Parkway, you're minutes from shopping, dining, Tyndall AFB, and everyday conveniences. Inside, the home showcases quality Horton upgrades, including luxury vinyl plank flooring, granite countertops throughout, tray ceilings, and crown molding. The spacious entryway welcomes you with two guest bedrooms and a full bath to the left, while a third bedroom and laundry room are tucked privately down the hall. The heart of the home features an open-concept kitchen and living area, perfectly positioned to capture serene water views. The kitchen is equipped with granite countertops, a large island with breakfast bar and additional cabinetry, a walk-in pantry, recessed lighting, stainless steel appliances, and a dedicated dining space. The living room is highlighted by a double tray ceiling with crown molding, adding an elevated touch. The primary suite offers a relaxing retreat with pond views, a tray ceiling, dual granite vanities, a garden tub, separate shower, and a spacious walk-in closet. Bridge Harbor residents enjoy beautifully maintained grounds with sidewalks throughout, scenic ponds, a resort-style community pool with pavilion and BBQ area, a charming park centered around a historic oak tree, and access to the bay. This home blends comfort, style, and community amenities--schedule your private showing today.

321 Highbrook Road, Callaway

6738 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784983 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6738 Cherry Street, Callaway

6736 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784982 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6736 Cherry Street, Callaway

6734 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784892 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6734 Cherry Street, Callaway

6732 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784885 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6732 Cherry Street, Callaway

6730 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784881 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6730 Cherry Street, Callaway

6740 Cherry Street, Callaway
$219,900
3 Beds ⋅ 3 Baths ⋅ 784878 MLS
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.

6740 Cherry Street, Callaway

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