Panama City Real Estate

Panama City Real Estate

Welcome to Panama City, Florida – a vibrant coastal gem nestled in Bay County, where stunning beaches meet a rich tapestry of culture and community. Known for its picturesque shorelines along the Gulf of Mexico, Panama City is a paradise for sun-seekers and water enthusiasts alike. With its warm, sunny climate, this charming city is the perfect backdrop for a laid-back lifestyle filled with outdoor adventures.

Panama City boasts an array of recreational opportunities, from the tranquil waters of St. Andrews State Park to the thrilling activities at Panama City Beach. Enjoy a day of fishing, boating, or simply soaking up the sun on powdery white sands. The city also offers a variety of dining options, featuring fresh seafood and local flavors that will delight your taste buds.

Beyond its natural beauty, Panama City is rich in history and culture. Explore the fascinating exhibits at the Panama City Center for the Arts or take a stroll through the historic downtown district, where charming boutiques and local shops await. The community is vibrant and welcoming, with events and festivals held throughout the year that celebrate the spirit of this coastal town.

For families, Panama City offers excellent schools and a tight-knit community atmosphere, making it an ideal place to call home. Whether you’re looking for a vacation retreat or a permanent residence, Panama City, FL, promises a lifestyle filled with sunshine, adventure, and a sense of belonging. Come discover why so many choose to make this beautiful city their home!

Newest Listings in Panama City

$1,450,000
795372 MLS
THE PRESERVE -- WATERFRONT HOMESITE WITH PRIVATE DOCK! This is your opportunity to build your dream home on a beautiful waterfront homesite at 3718 Preserve Bay Blvd. in Panama City Beach. With direct St. Andrews Bay frontage and a private dock already in place, this property is ready for you to bring your boat, kayaks, paddleboards, or simply enjoy breathtaking sunsets from the water. Enjoy the rare convenience of boating and fishing right from your backyard, with access to the Gulf. Design a custom waterfront residence perfectly suited to the Florida coastal lifestyle. Located in the desirable Preserve Bay community, this homesite offers a peaceful waterfront setting while remaining just minutes from Panama City Beach's beautiful beaches, marinas, restaurants, shopping, and entertainment. Whether you're ready to build your forever home or seeking a premier waterfront investment, this is your opportunity to create your own private retreat on St. Andrews Bay.

3718 Preserve Bay Boulevard, Panama City
$164,500
4 Beds ⋅ 2 Baths ⋅ 795371 MLS
Large 4-bedroom, 2-bath mobile home in Callaway with 1,404 sq ft of living space. Features include a new roof installed in 2020. In 2021, after the new roof, the home was stripped down to the studs and updated with new drywall, new plumbing, new electrical, new baths, a new kitchen, and new flooring. Conveniently located near local amenities with easy access to the beach. All measurements and information should be verified if important. Very nice neighborhood.

6221 Christen Drive, Panama City
$180,000
795366 MLS
Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the DEP permit has been approved, and triplex plans are available. and ready for construction. Don't miss this incredible development opportunity! This lot has been separated to accommodate 9 townhomes, making it an ideal opportunity for investors and builders. Development order is in place, the department permit has been approved, and triplex plans are available and ready for construction. Much of the groundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders--this opportunity won't last!roundwork has already been completed, allowing you to move forward with your development plans. Bring your vision and take advantage of this exceptional opportunity with significant development potential already in place. Calling all investors and builders, this opportunity won't last!

3938 E 9th Street, Panama City
$74,900
795359 MLS
Nearly One Acre Corner Homesite in Callaway! Bring your building plans and take advantage of this spacious approximately 0.98-acre vacant residential parcel offering plenty of room to create your next home. Situated on a corner with paved road frontage on two sides, the property provides excellent access and flexibility for site planning. Public water and sewer are available, adding convenience for future development. With significantly more space than many typical residential homesites in the area, this property offers an attractive opportunity for a buyer, builder, or investor looking for land in an established Callaway location. The parcel is primarily located in Flood Zone AE, so buyers should plan for construction that meets applicable floodplain and elevation requirements. Build now or secure a sizable piece of property for the future. Buyer to verify zoning, permitted uses, utilities, tap fees, flood elevation, setbacks, drainage, survey, and all building and development requirements with the appropriate governmental authorities.

12 4s 14w Unit 14W, Panama City
$325,000
3 Beds ⋅ 2 Baths ⋅ 795357 MLS
Short Term Rentals Allowed! No HOA and Fully Furnished! This beautiful 3 bedroom, 2 bath house is perfectly situated only 1 mile from the NSAPC gate and 2 miles from beach access 1, offering you the ultimate coastal lifestyle. This home would make a wonderful investment property, second home or permanent residence. Washer, dryer and outdoor storage building included. Sizes are approximate, buyer to verify all info.

6413 Pine Drive, Panama City
$15,900
795356 MLS
Two adjoining parcels totaling approximately 1.4 acres offer an affordable opportunity to create a private homesite in eastern Bay County. Lots 191 and 192N are being sold together and back up to the Sandy Creek Ranch subdivision. No HOA and zoned for single-family residential use, the property provides plenty of space to enjoy the natural surroundings while designing a home that fits your vision. Electric is nearby, and a well and septic system will be needed. Don't miss this opportunity to own a spacious piece of Bay County! All lot lines shown in photographs are approximate and are provided for illustrative purposes only. All information should be verified by the buyer if deemed important.

0000 Shayne Collins Drive, Panama City
$339,900
4 Beds ⋅ 2 Baths ⋅ 795348 MLS
Welcome to this beautifully maintained 4 bedroom, 2-bathroom, home located in the desirable Bridge Harbor community with views of the bay from your back screened in patio. Built in 2020, this thoughtfully designed Cali floor plan offers open concept layout, split bedroom design, and comfortable one level living. Step inside to find durable LVP flooring, 8-foot ceilings, recessed lighting, and a spacious living area that flows seamlessly into the kitchen and dining spaces. The kitchen features a large island with breakfast bar seating, stainless steel appliances, a walk-in pantry with added shelving, and plenty of cabinetry for storage. The primary suite is tucked away from the additional bedrooms and features a spacious bedroom, dual vanities, soaking tub, separate walk-in shower, and walk in closet. Three additional bedrooms and a full bathroom provide plenty of space for family, guests, or a home office. The home also offers a dedicated laundry room with additional cabinetry, a covered porch, gutters, a screened in back patio overlooking the fenced backyard with peaceful views of the bay through the surrounding tree line.

548 Albert Meadow Lane, Panama City
$240,000
2 Beds ⋅ 1 Baths ⋅ 795340 MLS
BOAT SLIP INCLUDED with this coastal living cozy condo 2-bedroom, 1-bath condo in Greenwood Estates, a peaceful waterfront community tucked along Panama City Beach's Grand Lagoon. With 720 square feet of thoughtfully designed living space, this charming second-floor residence is move-in ready and offers the added benefit of no neighbors above. Inside, the light and inviting layout features a comfortable living area, two spacious bedrooms, and the convenience of laundry located right inside the unit. A dedicated exterior storage room provides additional space for beach chairs, fishing gear, paddleboards, and all the extras that come with enjoying life near the water. Greenwood Estates offers a relaxed setting away from the busier tourist areas while keeping you close to everything Panama City Beach has to offer. Residents can enjoy a community pool, gated dock, and covered picnic and grilling pavilion overlooking the Grand Lagoon, an ideal setting for unwinding by the water, gathering with friends, or simply watching the boats pass by. The location is exceptional for anyone who loves the coastal lifestyle. Boating, fishing, kayaking, and paddleboarding are right at your fingertips, while the sugar-white sands of Panama City Beach are approximately five minutes away. Popular local restaurants including The Grand Marlin, Capt. Anderson's, and Schooners are also just a short drive from home, along with nearby marinas, shopping, and entertainment. Whether you're looking for a primary residence, a low-maintenance coastal getaway, or a long-term home near the water, this adorable condo offers an incredible opportunity to enjoy the Panama City Beach lifestyle in a quiet, established community. Greenwood Estates is an owner-occupant and long-term rental community. Short-term and vacation rentals are not permitted. Schedule your private showing and come see what makes this waterfront community such a special place to call home!

7813 N Lagoon Drive Unit 4E, Panama City
$384,000
2 Beds ⋅ 2 Baths ⋅ 795339 MLS
2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1983. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1983 and listed at $384,000, the unit allows short term rentals and is being sold furnished and is ''Suitcase Ready''. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover easy. Tile flooring carries through the unit making cleanup quick and easy. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,212.15 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.

6505 Thomas Drive Unit 403, Panama City
$31,000
795331 MLS
Build you dream home or hold this property as an investment. This residential lot is located in a cul-de-sac in the desirable Sweetwater Village subdivision, with newly built homes nearby. Property information was obtained from the Bay County Property appraiser. Buyers are welcomed to conduct their own due diligence.

7205 Lake Suzzanne Lane, Panama City
$298,000
6 Beds ⋅ 3 Baths ⋅ 795330 MLS
Welcome to this incredible opportunity in the heart of historic The Cove! Offering one of the most generous floor plans in the neighborhood, this sprawling 6-bedroom, 3-bathroom residence spans an impressive 2,765 sq. ft. and sits on a sizable lot. Significant, peace-of-mind updates have already been completed, making this a fantastic find. Recent improvements include a fully updated plumbing system, a new water heater, refreshed exterior siding, updated steps, select new flooring, and newly repaired/replaced energy-efficient LED lighting throughout. Featuring a flexible layout with ample room to grow, entertain, or customize, the property also boasts a great covered porch and outdoor space. Enjoy the ultimate Panama City location just minutes from local schools, parks, dining, and downtown. Bring your personal touch to complete the final cosmetic touches and make this massive footprint your dream home or next great investment!

338 N Bonita Avenue, Panama City
$494,000
4 Beds ⋅ 2 Baths ⋅ 795324 MLS
Welcome home to this meticulously maintained custom residence in desirable North Shore, ideally located near a quiet cul-de-sac and convenient to shopping, dining, schools, and everyday amenities. Featuring a desirable split floor plan, this well-kept home offers an impressive list of recent upgrades and thoughtful improvements throughout. Major updates include a newer top-of-the-line Carrier HVAC system with gas heat, a high-output Rinnai tankless gas water heater that has been regularly flushed and maintained, and solid 1/2-inch bamboo hardwood flooring throughout much of the home. The kitchen is exceptionally well appointed with brand-new, never-used appliances, newly faced cabinetry with upper cabinetry recently replaced, granite countertops, a new sink, and a new Moen touch-activated faucet. Additional improvements include new rear French doors, a new entry door, and a recently painted interior. The living area is enhanced by a wood-burning fireplace with a granite hearth pad for added safety and a polished finished look. Both bathrooms have been tastefully updated. The guest bath features custom tile flooring, a granite vanity top, and a distinctive copper sink, while the remodeled primary bath offers attractive tile finishes and a spacious walk-in shower. Outside, the extended driveway provides ample room for additional vehicles, an RV, or ATVs while allowing the garage to remain available for primary vehicles. A heated gunite pool and spa, complete with new equipment and a newer gunite surface, create an inviting setting for relaxing, entertaining, and enjoying Florida living year-round. This well-equipped home also includes practical features that make routine upkeep easier and help preserve its well-maintained condition, including screened gutters. The garage is equipped with a 50-amp breaker and offers the option for air conditioning, providing added flexibility for use as a workshop, hobby space, or for additional comfort. With extensive upgrades, evident pride of ownership, and a fantastic North Shore location, this exceptional property is truly a wonderful place to call home. Call today to schedule your private showing. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.

622 Mallory Drive, Panama City
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