Panama City Condos for Sale

Panama City Condos for Sale

Welcome to Panama City, Florida—a vibrant coastal gem nestled in Bay County, where sun-kissed beaches meet a lively community atmosphere. Renowned for its stunning white sand beaches and crystal-clear waters, Panama City is not just a vacation destination; it’s a place to call home. With a rich tapestry of culture, outdoor activities, and a welcoming spirit, this city offers an idyllic lifestyle for families, retirees, and everyone in between.

As you explore the real estate options, you’ll find an impressive selection of condos for sale that cater to a variety of tastes and budgets. Whether you’re looking for a luxurious beachfront retreat or a cozy unit in a well-appointed community, Panama City’s condo market has something special for you. Many of these condos boast breathtaking views of the Gulf of Mexico, modern amenities, and easy access to the city’s vibrant dining and entertainment scene.

Imagine waking up to the sound of waves crashing on the shore, enjoying your morning coffee on a private balcony, and spending your afternoons lounging by the pool or exploring local parks. With a plethora of water sports, shopping venues, and dining options just a stone's throw away, life in Panama City is as exhilarating as it is relaxing.

Discover your perfect slice of paradise in Panama City, where your dream condo awaits. Embrace the coastal lifestyle and make this enchanting city your new home today!

Newest Panama City Condos for Sale

$240,000
2 Beds ⋅ 1 Baths ⋅ 795340 MLS
BOAT SLIP INCLUDED with this coastal living cozy condo 2-bedroom, 1-bath condo in Greenwood Estates, a peaceful waterfront community tucked along Panama City Beach's Grand Lagoon. With 720 square feet of thoughtfully designed living space, this charming second-floor residence is move-in ready and offers the added benefit of no neighbors above. Inside, the light and inviting layout features a comfortable living area, two spacious bedrooms, and the convenience of laundry located right inside the unit. A dedicated exterior storage room provides additional space for beach chairs, fishing gear, paddleboards, and all the extras that come with enjoying life near the water. Greenwood Estates offers a relaxed setting away from the busier tourist areas while keeping you close to everything Panama City Beach has to offer. Residents can enjoy a community pool, gated dock, and covered picnic and grilling pavilion overlooking the Grand Lagoon, an ideal setting for unwinding by the water, gathering with friends, or simply watching the boats pass by. The location is exceptional for anyone who loves the coastal lifestyle. Boating, fishing, kayaking, and paddleboarding are right at your fingertips, while the sugar-white sands of Panama City Beach are approximately five minutes away. Popular local restaurants including The Grand Marlin, Capt. Anderson's, and Schooners are also just a short drive from home, along with nearby marinas, shopping, and entertainment. Whether you're looking for a primary residence, a low-maintenance coastal getaway, or a long-term home near the water, this adorable condo offers an incredible opportunity to enjoy the Panama City Beach lifestyle in a quiet, established community. Greenwood Estates is an owner-occupant and long-term rental community. Short-term and vacation rentals are not permitted. Schedule your private showing and come see what makes this waterfront community such a special place to call home!

7813 N Lagoon Drive Unit 4E, Panama City
$384,000
2 Beds ⋅ 2 Baths ⋅ 795339 MLS
2BR/2BA Gulf-front condo at Summerhouse in Panama City Beach. Furnished, updated, short-term rental eligible with a 120 sq ft balcony. Unit 403 offers 1,015 sq ft of Gulf-front living with direct Gulf views and the flexibility to use the property as a primary residence, second home, or rental property. Built in 1984 and located at 6505 Thomas Drive, this furnished condominium combines beachfront ownership with established community amenities and short-term rental eligibility. Inside, tile flooring provides a practical foundation for beachside living, while large sliding glass doors bring natural light and Gulf views into the living area and open directly to the balcony. The primary bedroom is positioned Gulf-front, offering waterfront views from the bedroom. A split-bedroom layout separates the second bedroom and bath from the primary suite, and a laundry closet with stackable washer and dryer adds everyday convenience. The unit is being sold furnished and has been updated from top to bottom. Summerhouse provides approximately 400 feet of beach frontage along the Gulf of Mexico. Community amenities include two beachfront pools, including one heated seasonally, a kiddie pool, spa/hot tub, tennis courts, game room, community room, Gulf-front gazebo and pavilion areas, grills, elevators, security, and onsite association and rental management. Short-term rentals are allowed, giving buyers flexibility when considering personal use and rental potential. The current owner self-manages the unit and reports more than $50,000 in annual rental income, with an established guest list the owner is willing to share at closing. Past rental performance is not a guarantee of future results, and buyers should independently evaluate rental history, expenses, management options, and applicable association requirements. Monthly HOA dues are $1,212.15 and include accounting, cable TV, association insurance, internet, legal services, grounds maintenance, management, pest control, security, sewer, trash disposal, and water. Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, Summerhouse offers direct beach access along with convenient proximity to boating, fishing, dining, and shopping. For buyers comparing furnished, Gulf-front Panama City Beach condos with short-term rental eligibility, Unit 403 brings together direct waterfront placement, an updated furnished interior, established amenities, and documented rental history. SPECIAL NOTE: INTERIOR PHOTOS AND REMARKS WILL BE UPDATED AS SOON AS RENTERS CHECK OUT. THIS UNIT HAS BEEN TOTALLY UPDATED FROM TOP TO BOTTOM. THIS UNIT IS SELF-MANAGED BY THE OWNER AND PRODUCES OVER $50,000 IN RENTAL INCOME EACH YEAR. OWNER IS WILLING TO SHARE HIS ESTABLISHED GUEST LIST AT CLOSING Make this unit ''Your Summerhouse''.

6505 Thomas Drive Unit 403, Panama City
$325,000
1 Beds ⋅ 2 Baths ⋅ 795311 MLS
GULF-FRONT VIEWS + PRIVATE BEACH ACCESS! Welcome to Summit Beach Resort #207, a second-floor beachfront condo with a private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach. Whether you're looking for your own beach escape or a vacation rental investment, this one puts you right where you want to be. The comfortable layout sleeps up to five with a king-size bed in the bedroom, two recessed bunk beds in the hallway alcove, and a queen-size sleeper sofa in the living room. Step outside to the balcony for your morning coffee, evening sunset or simply a front-row view of the Gulf. Summit Beach Resort offers an impressive lineup of amenities including private beach access, two pools, two hot tubs, fitness center, sauna, tennis, basketball, pickleball, shuffleboard, game room, BBQ area and picnic area. Seasonal amenities include the Tiki Bar and Bikini Bob's. The gated resort also offers 24/7 onsite security, elevators and private parking. Located on Thomas Drive, you're close to restaurants, entertainment and some of Panama City Beach's most popular attractions, including Ripley's Believe It or Not!, WonderWorks, ZooWorld and Signal Hill Golf Course. Pier Park is also just a short drive away. Beachfront location. Gulf views. Private balcony. Resort amenities. And a layout that makes the most of every square foot. Summit #207 is ready for its next chapter, whether that's yours or your guests'.

8743 Thomas Drive Unit 207, Panama City
$570,000
3 Beds ⋅ 3 Baths ⋅ 795286 MLS
Shores of Panama 1728 is a freshly rejuvenated 3-bedroom, 3-bathroom Gulf-front condo on the 17th floor of one of Panama City Beach's best-known towers. Living space opens to Gulf views--emerald water, white sand, and the lagoon pool below--so mornings start on the balcony and evenings end on that same horizon. A bunk-hall addition adds extra beds in a dedicated nook so the unit sleeps a full family without crowding the two primary suites. Three full baths make it easy to book groups that want both privacy and capacity. The resort sells the stay. Shores of Panama centers on a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck. Add an indoor heated pool and hot tubs, a lobby coffee shop, seasonal tiki bars, and a convenience-style concession so guests skip the car for snacks. Covered parking, fitness, and private beach access round it out. You're next door to Pineapple Willy's, across from Walmart, and minutes from 810 Billiards & Bowling, Ripley's, Thomas Drive nightlife, and Pier Park. Location and amenities keep occupancy high.

9900 S Thomas Drive Unit 1728, Panama City
$619,000
2 Beds ⋅ 2 Baths ⋅ 795243 MLS
POPULAR END UNIT WITH HUGE BALCANY AT THE BOARDWALK! Experience coastal living at its best in this 2-bedroom, 2-bath end unit with an oversized bunk room--one of the most desirable floor plans in the complex. This rare corner residence offers a spacious wraparound balcony with additional natural light and expanded views. The gulf-front master suite overlooks the water and provides direct access to the balcony for the perfect sunrise and sunset backdrop. Used as a primary residence, this home has been well cared for and never heavily rented, yet the layout is extremely popular for high-performing short-term rentals. The oversized bunk room functions like a third bedroom, maximizing occupancy and income potential. Located in Boardwalk Beach, a well-maintained beachfront community, owners and guests enjoy top-tier amenities including: • Direct beach access • Gulf-front pool • Fitness center • Hot tub • On-site security • Covered parking • Multiple elevators • Prime walkability to dining, entertainment, and shopping Whether you're searching for a turnkey investment, a second home, or a full-time coastal residence, this unit checks every box. Call to schedule your private showing today.

9450 S Thomas Drive Unit 1701A, Panama City
$585,000
2 Beds ⋅ 2 Baths ⋅ 795241 MLS
You're one decision away from living where everyone else vacations! Welcome to Sunrise Beach Resort, a premier GULF-FRONT DESTINATION in the heart of Panama City Beach, where breathtaking views, resort-style amenities, and the sugar-white sands of the Emerald Coast are right outside your door. Located on the 19TH FLOOR, this beautifully appointed 2-bedroom, 2-bath GULF-FRONT RESIDENCE offers an additional private bunk room and comfortably accommodates up to 8 guests. From the moment you step inside, expansive Gulf views take center stage. The open living area features oversized windows, coastal-inspired finishes, tile flooring, comfortable furnishings, and a PRIVATE BALCONY perfectly positioned for morning coffee, afternoon relaxation, or unforgettable Gulf sunsets. The Gulf-front primary suite offers stunning water views, a king-size bed, generous closet space, and a private en-suite bathroom with a luxurious glass-enclosed shower. The spacious second bedroom features a queen bed, while the separate bunk room includes a twin-over-full bunk, creating a versatile space for children, guests, or additional sleeping accommodations. A queen-size sleeper sofa in the living room provides even more flexibility. The kitchen is fully equipped for both everyday living and entertaining, with ample cabinetry, full-size appliances, and everything needed to prepare meals without ever leaving the comfort of your beachfront retreat. The residence is being offered FULLY FURNISHED, including the washer and dryer, making it truly turnkey for personal use or rental purposes. Adding even more functionality is a SEPARATE DEEDED STORAGE CLOSET on the same floor, (valued at $15K) providing valuable space for beach gear, owners' belongings, and recreational equipment. Beyond your front door, Sunrise Beach Resort delivers the amenities buyers come to the beach for--TWO GULF-FRONT SWIMMING POOLS, HOT TUBS, CHILDREN'S SPLASH AREA, GULF-FRONT FITNESS CENTER, COVERED PARKING GARAGE, UNLIMITED PARKING, AND DIRECT BEACH ACCESS. The resort's location places you just minutes from Pier Park, restaurants, shopping, entertainment, fishing, water sports, and family attractions. NORTHWEST FLORIDA BEACHES INTERNATIONAL AIRPORT (ECP) IS APPROXIMATELY 14 MILES AWAY, making this an easy-to-reach destination for owners and guests. Whether you're searching for a Gulf-front getaway, investment opportunity, second home, or your own piece of paradise, this is your opportunity to stop vacationing here and start owning here.

14825 Front Beach Road Unit 1909, Panama City
$259,000
1 Baths ⋅ 795209 MLS
GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy! Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy. Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

8817 S Thomas Drive Unit 101, Panama City
$1,350,000
3 Beds ⋅ 3 Baths ⋅ 795199 MLS
EXPANSIVE 2,274 SQ. FT. GULF-FRONT RESIDENCE AT STERLING BEACH! Experience the space and comfort of a true coastal home combined with breathtaking Gulf-front living in this spacious 3-bedroom, 3-bath residence. Floor-to-ceiling windows showcase sweeping views of the emerald-green waters and sugar-white sands of Panama City Beach, filling the living spaces with natural light and putting the Gulf on display from the moment you walk through the door. Offering an impressive 2,274 square feet, this spacious floor plan provides plenty of room to gather, entertain and relax while still offering privacy for family and guests. The open-concept living and dining areas flow seamlessly into the beautifully appointed kitchen featuring a large granite island, stainless steel appliances, custom cabinetry and abundant workspace and storage. The Gulf-front primary suite is a private retreat featuring its own balcony, beautiful water views and a spacious ensuite bath with an oversized walk-in shower, dual vanities and upscale finishes. Two generously sized guest bedrooms and additional baths provide comfortable accommodations for family and visitors, making this residence an exceptional choice as a primary home, second home or vacation retreat. Tile flooring, crown molding, recessed lighting and timeless architectural details complement the home's coastal style, while expansive windows and multiple outdoor spaces allow you to enjoy the Gulf views that make this residence so special. Currently participating in a vacation rental program with a strong booking history, Unit 301 also offers an attractive opportunity for buyers looking for a Gulf-front second home with established rental appeal. Rental history and additional information are available upon request. Sterling Beach offers more than 300 feet of pristine Gulf frontage along with an impressive collection of resort-style amenities, including a spectacular 4,000 sq. ft. beachfront pool, seasonally heated spa, fitness center, private 48-seat theater and convenient beach access. Ideally located on the quieter east end of Panama City Beach along sought-after Thomas Drive, Sterling Beach is just minutes from St. Andrews State Park, marinas, boating and fishing, waterfront dining, shopping and many of the area's favorite local destinations. If you've been searching for a Gulf-front property that offers the SPACE of a home, the VIEWS of a beachfront retreat and the AMENITIES of a luxury resort, Sterling Beach Unit 301 deserves to be at the top of your list. Schedule your private showing and experience this exceptional Gulf-front residence for yourself.

6627 Thomas Drive Unit 301, Panama City
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 795046 MLS
3BR/3BA Gulf-front condo at Sterling Beach in Panama City Beach. 34 feet of floor-to-ceiling glass, 12-foot ceilings and covered parking #15. From the moment you arrive at Sterling Beach, the winding paver drive, Royal Palms and Gulf-front setting create a memorable introduction. Unit 1401 is a 2,274-square-foot Gulf-front condominium where approximately 34 feet of floor-to-ceiling glass showcases expansive Gulf and coastline views. Large rooms, abundant natural light and oversized crown molding complement the spacious interior. The completely upgraded kitchen gives this residence a distinctive look of its own, with new cabinetry, backsplash, tile flooring, laundry room cabinetry and black stainless steel appliances. The centerpiece is the Vetrazzo countertop surface, where colorful recycled-glass pieces create an artisanal, mosaic-like appearance reminiscent of sea glass and the emerald-toned Gulf beyond the windows. An oversized open enamel sink completes the updated kitchen. Updates continue throughout the baths with new granite countertops and tile flooring. The primary suite offers a large walk-in closet, private balcony and bath with double vanities, walk-in shower, jetted tub and private water closet. The second primary bedroom serves as the lockout suite and features its own private balcony and a completely remodeled bath with a custom tiled walk-in shower with bench, vessel sinks and a beautiful handcrafted barn door. Tile flooring also enhances both the main entry and separate lockout entry. One of Unit 1401's most versatile features is this second primary suite and lockout configuration. With the addition of an interior door in the foyer area, the residence can function as a full 3-bedroom condominium or allow the second primary suite to be separated, providing flexibility for personal use or rentals. Short-term rentals are allowed. The residence was also wired for surround sound during construction, and water heaters were replaced in 2021 and 2023. Unit 1401 includes covered garage parking space #15. Sterling Beach offers approximately 400 feet of Gulf frontage along with a heated free-form pool and expansive deck areas, spa/hot tub, Gulf-front fitness center, high-speed elevators, bike and kayak racks, owners lounge and meeting room, 44-seat theater, BBQ and picnic area, covered pergola and beach access. Onsite HOA and rental offices provide additional convenience. Located on Thomas Drive in Panama City Beach, Sterling Beach provides convenient access to restaurants, grocery shopping, marinas, fishing, diving and sightseeing operations, with St. Andrews State Park toward the east end of Thomas Drive. Built in 2003, Unit 1401 combines panoramic Gulf views, extensive interior upgrades, a second primary lockout suite, covered parking and resort-style amenities. Monthly HOA dues are currently listed at $1,191.98. Schedule a showing to experience the space, finishes and Gulf-front setting of Sterling Beach Unit 1401.

6627 Thomas Drive Unit 1401, Panama City
$147,000
1 Baths ⋅ 795039 MLS
Discover one of the best beachside values in Panama City Beach--a rental-ready studio just steps from the sand. Located in Sand Castle Villas, this beautifully maintained and fully furnished studio condo is truly turnkey and ready to generate income from day one. With custom built-in loft beds, a luxury main sleeping area, and a smart, space-efficient layout, making it especially attractive for short-term rental demand. This condo is one of only two units in the entire complex featuring a rare U-shaped kitchen, offering extra cabinet and counter space--a standout feature for guests and owners alike. The kitchen is fully stocked and features all white appliances, while tile flooring throughout, serene coastal tones, and tasteful décor create a bright, inviting beach retreat. Enjoy less than a one-minute walk (approximately 150 steps) to the white sugar sands and emerald waters via Beach Access 13 and 14. The complex is well known for its strong short-term and long-term rental performance. Additional highlights include: Private fenced pool and outdoor shower, Private laundry room just outside the unit with washer, dryer, and extra storage, one assigned parking space plus overflow parking, and balcony space to relax and enjoy the coastal breeze. Peaceful, smaller complex with a personable, laid-back atmosphere, Close to restaurants, shopping, and a short drive to Pier Park. Whether you're looking for an affordable personal beach getaway, a high-performing investment, or both--this studio delivers exceptional value, charm, and income potential under $150K in today's market.

4114 Holiday Drive Unit 18, Panama City
$327,000
2 Beds ⋅ 2 Baths ⋅ 795029 MLS
SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City
$199,000
1 Beds ⋅ 2 Baths ⋅ 794933 MLS
Enjoy beautiful lagoon views from this top-floor, one-bedroom, one-bathroom unit located in Bonita Point. The interior features tile and carpet flooring, recessed lighting, and an open kitchen overlooking the main living area. Step outside onto the private balcony and take in some of the community's best lagoon views. Bonita Point offers a gated entrance and fenced community pool. A privately owned, third-party boat dock is also located on-site

214 Bonita Circle Unit F, Panama City
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