Panama City Homes under $300,000

Panama City Homes under $300,000

Welcome to Panama City, Florida—a charming coastal gem nestled in Bay County, where the sun-kissed beaches meet a vibrant community spirit. Known for its stunning waterfront views and rich cultural heritage, Panama City offers a unique blend of relaxed beach living and urban convenience. From the picturesque shores of St. Andrews Bay to the lively atmosphere of downtown, this city is a haven for outdoor enthusiasts, families, and anyone looking to embrace the Florida lifestyle.

For homebuyers seeking affordability without sacrificing quality, Panama City has an enticing selection of homes priced under $300,000. This market is perfect for first-time buyers, retirees, or anyone looking to invest in a slice of paradise. You’ll find cozy single-family homes, charming bungalows, and even some modern townhouses—all offering the warmth and comfort of a true home.

Living in Panama City means you’re never far from the beautiful beaches, local parks, and a plethora of dining and shopping options. Enjoy a day of fishing, take a leisurely stroll along the waterfront, or savor fresh seafood at one of the many local restaurants. The community is welcoming, with numerous events and activities that foster a strong sense of belonging.

Explore the possibilities of homeownership in Panama City, where you can find your dream home at an affordable price. With its stunning natural beauty and a plethora of amenities, it’s no wonder that Panama City is one of Florida’s most desirable places to call home. Come discover the charm and opportunities waiting for you in this vibrant coastal city!

Newest Panama City Homes under $300,000

6123 Cherry Street, Panama City
$175,000
2 Beds ⋅ 2 Baths ⋅ 796488 MLS
BEAUTIFULLY RENOVATED | OVERSIZED CORNER LOT | MOVE-IN READY | PRICED TO SELL! Welcome to 6123 Cherry Street, Panama City! This beautifully updated 2-bedroom, 2-bathroom home features brand-new laminate wood flooring, fresh paint throughout, and attractive modern finishes. Situated on a spacious oversized corner lot with a fully fenced yard, offering exceptional privacy and plenty of room for pets, entertaining, and outdoor enjoyment! EXCELLENT LOCATION! Conveniently located near Tyndall Air Force Base, Tyndall Parkway shopping, restaurants, grocery stores, and local schools. Enjoy nearby John B. Gore Park, waterfront recreation, boating, fishing, and easy access to Downtown Panama City, Mexico Beach, and the beautiful white-sand beaches of Panama City Beach! EXCEPTIONAL VALUE! Completely refreshed and move-in ready, this property is perfect as a primary residence, vacation getaway, or investment opportunity. MOTIVATED SELLER! PRICED TO SELL! QUICK CLOSING PREFERRED! ALL OFFERS WELCOME! Don't miss this incredible opportunity. Schedule your showing today!

6123 Cherry Street, Panama City
5704 Ivy Road, Panama City
$279,900
3 Beds ⋅ 2 Baths ⋅ 796462 MLS
Welcome to 5704 Ivy Road, a cozy 3-bedroom, 2-bath home tucked into the heart of Callaway on a spacious .33-ACRE LOT! With 1,629 square feet, this home offers a comfortable, functional layout with plenty of room to make it your own. Following Hurricane Michael in 2018, the home was taken down to the studs and underwent COMPLETE INTERIOR RENOVATIONS, giving the home a fresh start while still maintaining the warm, lived-in character of the home. Outside, the oversized lot offers plenty of space to enjoy, with a SPRINKLER SYSTEM conveniently supplied by well water to help keep the yard maintained without relying on the home's main water source. Location is another major highlight. Just approximately 4 MILES FROM TYNDALL AIR FORCE BASE, this home puts you minutes from everyday conveniences throughout Callaway, including Aldi, Walmart, coffee shops, restaurants, shopping, and more. If you're looking for a home that feels comfortable and inviting, offers a little more yard than you typically find, and keeps you close to both Tyndall AFB and everything you need day to day, this one is worth a look!

5704 Ivy Road, Panama City
17670 Front Beach Road Unit D3, Panama City
$225,000
1 Beds ⋅ 1 Baths ⋅ 796491 MLS
Welcome to Southwinds Unit D3! This is the 1 bedroom + 1 Bathroom condo floor plan with built in hallway bunks which makes for a perfect beachside getaway! This complex is located on the quieter west end of Panama City Beach just steps away from Public Beach Access #72 and the white sands and emerald waters of the Gulf! This unit is ground-level right next to the pool and parking. Unit comes fully furnished and is on an active short term rental program.

17670 Front Beach Road Unit D3, Panama City
3101 W 22nd Street, Panama City
$185,000
3 Beds ⋅ 2 Baths ⋅ 796487 MLS
BEAUTIFULLY RENOVATED BRICK HOME | OVER $38,000 IN UPGRADES | OVERSIZED CORNER LOT | MOVE-IN READY!INCREDIBLE VALUE IN BEAUTIFUL PANAMA CITY, FLORIDA! Discover this beautifully updated 3-bedroom, 1.5-bath single-family brick home, situated on a spacious, oversized corner lot and featuring OVER $38,000 IN RECENT RENOVATIONS AND IMPROVEMENTS! Step inside to enjoy a fresh, modern interior featuring gorgeous new laminate wood flooring, freshly painted walls throughout, and an upgraded kitchen showcasing BRAND-NEW CABINETRY AND STAINLESS-STEEL APPLIANCES! The home's classic brick exterior and durable metal roof offer timeless appeal, while the generously sized fenced-in outdoor patio provides an inviting space for entertaining, relaxing, or enjoying Florida's beautiful weather. An additional outdoor utility shed offers valuable extra storage. LOCATION, LIFESTYLE & CONVENIENCE! Enjoy everything Panama City and Florida's spectacular Emerald Coast have to offer! Explore vibrant Downtown Panama City, with its waterfront attractions, restaurants, boutiques, and entertainment. Discover charming Historic St. Andrews, scenic waterfront parks, boating, fishing, and outdoor recreation. The area offers access to Bay District Schools, shopping centers, and everyday conveniences. Just beyond Panama City, enjoy the world-famous white-sand beaches, emerald-green waters, and popular Pier Park shopping and entertainment destination in Panama City Beach!EXCEPTIONAL VALUE AND COMPLETELY MOVE-IN READY! With more than $38,000 invested in improvements, this home presents an outstanding opportunity to enjoy modern updates, generous outdoor space, and the sought-after Northwest Florida coastal lifestyle without the hassle of renovating. MOTIVATED SELLER! QUICK CLOSING PREFERRED! Don't miss your opportunity to own this beautifully refreshed brick home at an attractive price. Schedule your private showing today and make this Panama City gem yours!

3101 W 22nd Street, Panama City
124 Cheri Lane, Panama City
$95,000
2 Beds ⋅ 2 Baths ⋅ 796427 MLS
This 2-bedroom, 1.5-bath townhome offers an excellent opportunity for homeowners and investors alike. The two-story layout features a spacious living area with tile flooring, a functional kitchen, convenient laundry room, and bedrooms with wood-look flooring. The property also features a metal roof and a covered front entry. Conveniently located in Parker, with easy access to shopping, dining, schools, and Tyndall Air Force Base. This townhome is in need of some TLC and cosmetic improvements, offering buyers the opportunity to make updates to suit their personal style. Whether you're looking for a primary residence or investment property, this townhome offers plenty of potential. Property is being sold as-is.

124 Cheri Lane, Panama City
1025 W 19th Street Unit 14D, Panama City
$220,000
3 Beds ⋅ 2 Baths ⋅ 796415 MLS
Welcome to Dellwood Estates in Panama City, Florida. One of the largest units available! Also in the most spacious location! This charming unit offers a comfortable and convenient place to call home in a well-established community. No yard maintenance required except your very own garden space that is fenced off for privacy and enjoyment. Community Pool and Tennis Courts on site! Whether you're looking for a primary residence, a low-maintenance getaway, or an investment opportunity, this property is worth a look. Spacious green spaces all around. 3 Parking Spaces available at the front sidewalk of the home with more visitor parking spaces available. Inside, you'll find a functional layout with comfortable living spaces, a well-appointed kitchen, and bedrooms designed for everyday living and relaxation. The home offers the convenience of easy living without the upkeep of a traditional single-family property. Located in Panama City, you'll be close to shopping, restaurants, schools, medical facilities, and everything the area has to offer. Enjoy easy access to Panama City Beach, beautiful Gulf waters, and the many outdoor activities that make Bay County such a desirable place to live. Come see what makes this Dellwood Estates unit a great opportunity in the Panama City market! HOA covers yard maintenance 2x per week, WiFi, community maintenance, community dump area (not household garbage), long term storage area available for trailers, RV or boat storage & pool upkeep. Home is completely handicap accessible.

1025 W 19th Street Unit 14D, Panama City
3910 E 9th Street, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 796393 MLS
Property is being sold As Is. 3 bedroom 2 bath room home locate in Southeast Panama City close to Hwy 98. Buyer to verify all pertinent information including square footage and lot dimensions.

3910 E 9th Street, Panama City
406 Raven Lane, Panama City
$260,000
3 Beds ⋅ 3 Baths ⋅ 796345 MLS
Welcome to 406 Raven Lane, a newer construction 3-bedroom, 2.5-bathroom home in Panama City, Bay County, Florida. Tall ceilings and an open-concept layout make the living, dining, and kitchen areas feel bright and spacious, and durable LVP flooring runs throughout the living spaces. The kitchen features all stainless steel appliances and flows right into the main living area, making it easy to cook, entertain, and stay connected. Outside, the yard is spacious enough for dogs or play but small enough that mowing and upkeep stay easy. The metal roof adds long-term durability. An attached 1-car garage adds space for parking and storage. Conveniently located near shopping, dining, Tyndall Air Force Base, and Panama City beaches, this newer construction home is competitively priced. Schedule your private showing today!

406 Raven Lane, Panama City
6437 Oakshore Drive, Panama City
$225,000
2 Beds ⋅ 3 Baths ⋅ 796311 MLS
Coastal living just minutes from Tyndall Air Force Base. This 2-bedroom, 2.5-bath townhome in Oak Shore Villas offers community beach access on East Bay and a public waterfront park with a boat ramp nearby. The main level features an open floor plan, half bath, attached garage, and private patio. Upstairs, you'll find 2 bedrooms and 2 full bathrooms. The spacious primary bedroom features 3 closets and a private balcony, while Bedroom 2 offers 2 closets and a full bath. The water heater was manufactured in 2020. With generous storage, a well-designed layout, and coastal amenities close by, this townhome is ready for its next owner. Schedule your showing today!

6437 Oakshore Drive, Panama City
1215 Babby Lane, Panama City
$289,000
3 Beds ⋅ 2 Baths ⋅ 796299 MLS
Great location just minutes from Tyndall Air Force Base! This well-maintained 3-bedroom, 2-bath home sits in a quiet, established neighborhood and features a bright bonus family room with flexible space for entertaining, a home office, gym, or playroom. The roof and HVAC were replaced in 2019. Conveniently located near parks, boat ramps, shopping, schools, beaches, and all that Bay County has to offer. A great opportunity for a primary residence, retirement home, or investment property.

1215 Babby Lane, Panama City
7331 John Levitow Lane, Panama City
$254,900
4 Beds ⋅ 2 Baths ⋅ 796294 MLS
Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by the front door are the 3 guest bedrooms, a full bathroom, and down the hallway is the laundry room and storage area leading into the kitchen and living room. Each bedroom boasts plenty of space and sizeable closets for organization with soft carpet flooring. The kitchen is equipped with beautiful granite countertops, stainless steel appliances, and beautiful white cabinetry. The pantry is located next to the laundry room across from the linen and coat closets. Natural light illuminates this main area for your family and friends to enjoy. The back yard features a back patio located by the primary bedroom and the dining area. The spacious primary bedroom features its own bathroom complete with granite countertops, a large walk-in closet, and a relaxing shower. Both bathrooms feature beautiful granite countertops and white cabinetry. In addition to all the features and amenities our Sutton plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7331 John Levitow Lane, Panama City
7324 John Levitow Lane, Panama City
$264,900
4 Beds ⋅ 2 Baths ⋅ 796290 MLS
Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Upon entering the front door, you will immediately notice the 9' raised ceilings met with an inviting foyer and hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring. The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

7324 John Levitow Lane, Panama City
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