Panama City Beach Homes under $300,000

Panama City Beach Homes under $300,000

Welcome to Panama City Beach, Florida, a vibrant coastal paradise nestled in Bay County. Known for its stunning white sandy beaches and crystal-clear emerald waters, this charming city offers a unique blend of relaxation and adventure. With a warm, inviting climate year-round, Panama City Beach is not just a vacation destination; it’s a place many call home.

For those seeking affordable housing options in this beautiful area, you’ll be delighted to discover that homes are available for under $300,000. These properties provide an incredible opportunity to own a slice of paradise without breaking the bank. Whether you’re a first-time homebuyer, a retiree looking to downsize, or an investor seeking rental opportunities, there’s something here for everyone.

Imagine waking up to the sound of waves crashing and the scent of salt in the air. Many of these homes feature charming coastal designs, spacious layouts, and proximity to local amenities, including shops, restaurants, and recreational activities. From cozy beach cottages to modern townhomes, the real estate market in Panama City Beach is as diverse as its residents.

Additionally, the community is known for its friendly atmosphere and a plethora of outdoor activities. Enjoy fishing, boating, or simply soaking up the sun on the beach. With top-rated schools, parks, and a vibrant nightlife, Panama City Beach is not just a place to live; it’s a lifestyle.

Discover your dream home in Panama City Beach today, where the ocean meets opportunity!

Newest Panama City Beach Homes under $300,000

17462 Front Beach Road Unit 74A, Panama City Beach
$238,000
1 Beds ⋅ 2 Baths ⋅ 796819 MLS
Steps to the Beach! Turn-Key, Ground Floor, Private Patio, Fully Furnished End-Unit Condo in Horizon South! Discover your perfect beach getaway or investment opportunity in the highly desirable Horizon South Resort! This charming ground-floor end-unit condo offers added privacy, convenient access, and a private patio perfect for relaxing after a day at the beach. Fully furnished and rental-ready, this 1-bedroom, 1.5-bath condo also features hallway bunks to accommodate additional guests. Beautifully updated and move-in ready, this condo features new luxury vinyl plank flooring throughout, newer washer and dryer, new appliances, new furniture, and a new tankless water heater. The spacious kitchen offers plenty of room for preparing meals, while the thoughtfully designed floor plan maximizes comfort and functionality. Horizon South is a popular gated resort community offering an impressive array of amenities, including direct beach access, four swimming pools, a hot tub, tennis courts, basketball courts, mini golf, a fitness center, playground, and grilling areas. Conveniently located near Pier Park, shopping, dining, and entertainment, you'll have everything Panama City Beach has to offer just minutes away! Whether you're searching for a personal beach retreat, vacation rental investment, or a combination of both, this turn-key condo is ready for you to start enjoying the beach lifestyle! Schedule your private showing today!

17462 Front Beach Road Unit 74A, Panama City Beach
129 N San Souci Boulevard, Panama City Beach
$140,000
3 Beds ⋅ 2 Baths ⋅ 796770 MLS
LOCATION, LOCATION, LOCATION! Here's your opportunity to own a 60 x 120 lot on the desirable west end of Panama City Beach! Whether you're looking to build your dream beach home, create a coastal getaway, or invest in property near the beach, this location offers plenty of possibilities! Conveniently located near the beautiful white sandy beaches, Thomas Donut & Snack Shop, Carousel Supermarket, and popular local restaurants. The property currently has an occupied mobile home that is being sold AS-IS. The true value is in the land, location, and potential! Bring your vision and take advantage of this opportunity to own a piece of Panama City Beach!

129 N San Souci Boulevard, Panama City Beach
167 Gulf Highlands Boulevard, Panama City Beach
$219,900
2 Beds ⋅ 2 Baths ⋅ 796727 MLS
Welcome to your slice of paradise at 167 Gulf Highlands Blvd, 2-bedroom, 1.5-bathroom townhome located in the gated community of Gulf Highlands Beach Resort in Panama City Beach! Perfect as a primary residence, vacation retreat, or high-performing short-term rental investment, this updated unit offers major mechanical peace of mind with a roof replaced in 2022 and a tankless water heater installed in 2014, as well as a bright open-concept living and dining layout, low-maintenance tile flooring downstairs, a guest powder room, dedicated laundry, two spacious upstairs bedrooms, and a large back patio with reserved parking right at your front door. Best of all, you are just a short stroll or golf cart ride from the sugar-white sand beaches and an unmatched suite of resort amenities, including 11 swimming pools (including 5 heated pools and a dedicated beachfront pool at the private beachfront clubhouse), 4 tennis courts, shuffleboard courts, an 18-hole mini-golf putt-putt course, a fitness center, a playground, a conference room, wireless internet, and 24/7 gated security--all just minutes from Pier Park, top dining, shopping, and entertainment in the heart of Panama City Beach!

167 Gulf Highlands Boulevard, Panama City Beach
17614 Front Beach Road Unit D1, Panama City Beach
$242,000
1 Beds ⋅ 1 Baths ⋅ 796714 MLS
Ground floor, no stairs, and steps to the sand! Welcome to Endless Summer II Unit 1-D, an upgraded 1BR/1BA condo located directly across from Beach Access 70. Granite countertops, a programmable thermostat, and a smart lock. Enjoy dedicated parking right at your door and instant access to the community pool. Situated on PCB's desirable West End, just minutes from Pier Park and 30A. Strong rental projections make this a premier opportunity for primary living, a getaway, or a high-ROI investment. Buyer to verify all details if important.

17614 Front Beach Road Unit D1, Panama City Beach
9860 S Thomas Drive Unit 409, Panama City Beach
$285,000
2 Beds ⋅ 2 Baths ⋅ 796680 MLS
Welcome to your ultimate coastal getaway at Laketown Wharf Resort! Perfectly positioned in the heart of Panama City Beach - just steps from the world's most famous sugar-white sands, top attractions like Ripley's and WonderWorks, dining, and nightlife - this spacious condo offers the ideal blend of convenience, relaxation, and top-tier rental potential. Prime Location & Rare Convenience: Forget waiting on busy elevators! This desirable 4th-floor unit allows you to walk directly from the parking garage right to your front door. Even better, you are located just steps from the pool while enjoying stunning, serene lake views right from your residence. Interior Highlights: Freshly updated with LVP flooring throughout, this 2-bedroom, 2-bath condo includes a private bunk room and comfortably accommodates up to 8 guests. The open-concept layout features a fully equipped kitchen with sleek granite countertops and a breakfast bar, flowing seamlessly into the main living space and out onto an expansive private balcony. The spacious primary suite serves as a true retreat, featuring a double vanity, deep garden tub, and separate walk-in shower. Unrivaled Resort Amenities: Laketown Wharf offers resort living like nowhere else: 5 unique pools, multiple on-site restaurants, an ice cream shop, hair salon, putting green, state-of-the-art fitness center, covered garage parking, and a 52,000 sq. ft. lakefront boardwalk with nightly light and fountain shows. Whether you're seeking a high-performing vacation rental or your own turnkey beach escape, this unit is the one you've been looking for!

9860 S Thomas Drive Unit 409, Panama City Beach
6585 Harbour Boulevard, Panama City Beach
$260,000
2 Beds ⋅ 3 Baths ⋅ 796663 MLS
Enjoy peaceful waterfront living in this charming 2-bedroom, 2.5 bath townhome located in the beautiful Harbour Towne community. Overlooking a tranquil pond, this property offers the perfect setting to relax, fish right from your backyard, and enjoy the natural beauty and wildlife that surround you. Whether you're sipping morning coffee or unwinding from a long day, this peaceful setting makes it easy to feel right at home. This property has just had brand new flooring, fresh paint, and brand-new carpet on the stairs. It's steps away from the community pool next to a covered pavilion with lots of seating available for entertaining and there are several courts to play either tennis or pickleball. There is also a smaller pool further down in the community for the guests on that side, so it doesn't get too crowded. It's a 5-minute drive to the Harbourage Yacht Club Marina for all you boat lovers, and it's only about a 10-minute drive to get into town, the St. Andrews State Park or the beach! Whether you're looking for a full-time residence, or a coastal getaway to enjoy the relaxed Florida lifestyle, this waterfront townhome is a wonderful opportunity to enjoy community living, outdoor recreation, and the beauty of nature-all in one desirable location.

6585 Harbour Boulevard, Panama City Beach
9900 S Thomas Drive Unit 1806, Panama City Beach
$265,000
1 Beds ⋅ 2 Baths ⋅ 796641 MLS
Gulf views, sugar-white sand, and a resort atmosphere set the stage for your next chapter at Shores of Panama Unit 1806! Located on the 18th floor, this coastal retreat offers an elevated perspective of Panama City Beach and a welcoming place to unwind, recharge, and enjoy life by the water. Whether you're searching for a personal beach getaway or exploring a vacation rental opportunity, this condo deserves a closer look. Begin your mornings with coffee on your private balcony as you take in the Gulf views and plan the day ahead. Spend the afternoon on the beach, cool off in the resort pool, or head out to explore the surrounding restaurants and attractions. When it's time to slow down, return to your own outdoor retreat and enjoy the coastal breeze. Inside, the living space provides a comfortable setting for relaxing after a day in the sun, sharing a meal, or settling in for a movie night. The kitchen features a refrigerator, stove, oven, and dishwasher, making it convenient to prepare everything from a quick breakfast before the beach to dinner at home. Having a kitchen of your own adds flexibility to every stay, whether you're visiting for a weekend or enjoying a longer coastal escape. The resort experience extends well beyond the condo. Shores of Panama features a lagoon-style outdoor pool surrounded by tropical landscaping, creating an inviting setting for afternoons spent poolside. An indoor pool, hot tub, and fitness center offer additional options for recreation and relaxation. With beach access right at the property, you can easily trade your poolside seat for a walk along the shoreline or a refreshing dip in the Gulf. The location puts dining, shopping, and entertainment within easy reach, with Pineapple Willy's next door and additional Panama City Beach attractions nearby. Enjoy a casual meal overlooking the beach, explore local shops, or fill your days with boating, fishing, and other coastal adventures. For buyers considering vacation rental ownership, Unit 1806 combines Gulf views, beachfront resort amenities, and a convenient location--features worth considering when evaluating a property for both personal enjoyment and guest stays. Make this your home base for beach weekends, seasonal escapes, and memorable days along Florida's coast. Schedule your private showing and experience Shores of Panama Unit 1806!

9900 S Thomas Drive Unit 1806, Panama City Beach
301 Lullwater Drive Unit 277, Panama City Beach
$160,000
1 Baths ⋅ 796634 MLS
Welcome to Lullwater Beach, where a peaceful lakeside setting meets the convenience of Panama City Beach. This fully furnished, ground-floor studio offers an inviting opportunity for a full-time residence, coastal getaway, or short-term rental investment. Enjoy views of Lullwater Lake from your patio, the community pool just steps away, and beach access directly across Front Beach Road. The updated interior features a full-size kitchen with stainless steel appliances, luxury vinyl plank flooring, and a renovated bathroom. Located approximately half a mile from Pier Park and one mile from Frank Brown Park, this condo puts shopping, dining, concerts, and recreation close to home. Nearby attractions include Topgolf and Dolly Parton's Pirates Voyage Dinner & Show, adding even more appeal for owners and vacation guests alike. Whether you're settling into coastal life or adding to your investment portfolio, this Lullwater Beach studio offers a location that makes enjoying the beach lifestyle easy.

301 Lullwater Drive Unit 277, Panama City Beach
150 W Leslie Lane, Panama City Beach
$299,900
3 Beds ⋅ 3 Baths ⋅ 796589 MLS
This Gulf Highlands townhome can be enjoyed as a 3 bedroom with an additional room and closet added upstairs. The bottom floor has also been extended off the back increasing the living space to over 1100 sq. ft. Selling fully furnished and turnkey. All wood laminate and tile flooring, fresh paint on the walls and on the interior and exterior doors, new storm doors, and many other upgrades make this beach house ready to enjoy without all the work. NEW ROOF in 2023! Did I mention that it is just steps from the World's Most Beautiful Beaches! Gulf Highlands sits directly across the street from the white sandy beach with a clubhouse right on the sand where you can have lunch and swim in the beachside pool. Check out the pictures! Gulf Highlands also offers many other amenities including 11 pools (5 heated), tennis, pickleball, mini golf, playgrounds, gym, cornhole, shuffleboard, and is located near all the attractions you need to have a fabulous vacation! Let your rental income help pay for your slice of paradise! Age, sq. ft, dimensions approximate.

150 W Leslie Lane, Panama City Beach
7454 Shadow Lake Drive, Panama City Beach
$275,900
3 Beds ⋅ 3 Baths ⋅ 796583 MLS
Great Location on this well maintained unit, and sold fully furnished with Short Term Rentals allowed. Close to beaches, restaurants, shopping, Pier Park and Navy Base.. It offers a 3 bedroom with 2.5 bath, washer and drier room an a one car garage. The main living room offers an open floor plan,thus creating an easy flow for everyday living and entertaining. You also have the 1/2 bathroom on first floor for convenience. Kitchen includes granite counters, stainless steel appliances. Luxury vinyl plank throughout the first floor with high quality carpet in the second floor and including bedrooms. Master bed is on the second floor.. This unit is being sold fully furnished and as Turn Key as it is being rented on short term rentals. Low monthly HOA and amenities include a beautiful pool. The HOA covers exterior insurance, grounds keeping, trash, Excellent opportunity as an investment rental property, second or primary home. Unit is being sold as a ''Short Sale''.

7454 Shadow Lake Drive, Panama City Beach
174 W Leslie Lane, Panama City Beach
$285,000
2 Beds ⋅ 2 Baths ⋅ 796517 MLS
End unit in Gulf Highlands Beach Resort! Amazing opportunity to purchase this updated, fully furnished, rental ready property. 2 bedrooms with 1 1/2 baths, open living space, full size kitchen, and dining area. Step out the back door to the outside laundry room (easy to convert to an inside laundry room) or just relax on the oversized back patio while enjoying your morning coffee. On the second floor, you will find both bedrooms; one bedroom with a queen-size bed and the master bedroom with a king bed. This townhome has many updates including flooring and a newer ac. Gulf Highlands Beach Resort is one of the most popular Resorts in PCB. Great for full time residence, long term or short term rental. or a second home. GHBR is a gated community located in a very popular area within walking distance community with great amenities, such as; 11 pools of which 5 are heated, 1 of the 11 pools is Gulf Front with a club house and snack bar, 4 tennis courts, fitness center, 18 hole mini golf, 2 playgrounds, shuffleboard courts, and conference center. This end unit is located less than a five-minute walk to the private beach clubhouse with a Gulf side pool, cafe/bar & private access to the beach. Schedule your showing now!

174 W Leslie Lane, Panama City Beach
20417 Spires Street, Panama City Beach
$285,000
2 Beds ⋅ 2 Baths ⋅ 796483 MLS
FULLY REMODELED IN 2026! This beautifully updated Panama City Beach property offers the perfect combination of move-in-ready living, privacy, and an oversized lot. Situated on 9,147 sqft. generously sized fully fenced lot, this property provides plenty of outdoor space along with a large detached storage shed for tools, beach gear, lawn equipment, or additional storage. Inside, the home has been completely remodeled in 2026, offering a fresh, modern feel throughout. The updated interior is complemented by new appliances, making this home truly turnkey for its next owner. Additional peace of mind comes from a newer A/C system and a new septic system and drain field, providing important major-system updates. The spacious fenced yard offers room for pets, entertaining, gardening, outdoor living, or simply enjoying your own private space. The oversized lot is a rare bonus in this desirable Panama City Beach location and provides flexibility that is hard to find with many properties in the area. Whether you're looking for a primary residence, second home, or investment property, this property offers an exceptional opportunity to own a fully remodeled home with significant updates already completed. Just minutes from the beautiful beaches, shopping, dining, entertainment, and everything Panama City Beach has to offer.

20417 Spires Street, Panama City Beach
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