Panama City Condos for Sale

Panama City Condos for Sale

Welcome to Panama City, Florida—a vibrant coastal gem nestled in Bay County, where sun-kissed beaches meet a lively community atmosphere. Renowned for its stunning white sand beaches and crystal-clear waters, Panama City is not just a vacation destination; it’s a place to call home. With a rich tapestry of culture, outdoor activities, and a welcoming spirit, this city offers an idyllic lifestyle for families, retirees, and everyone in between.

As you explore the real estate options, you’ll find an impressive selection of condos for sale that cater to a variety of tastes and budgets. Whether you’re looking for a luxurious beachfront retreat or a cozy unit in a well-appointed community, Panama City’s condo market has something special for you. Many of these condos boast breathtaking views of the Gulf of Mexico, modern amenities, and easy access to the city’s vibrant dining and entertainment scene.

Imagine waking up to the sound of waves crashing on the shore, enjoying your morning coffee on a private balcony, and spending your afternoons lounging by the pool or exploring local parks. With a plethora of water sports, shopping venues, and dining options just a stone's throw away, life in Panama City is as exhilarating as it is relaxing.

Discover your perfect slice of paradise in Panama City, where your dream condo awaits. Embrace the coastal lifestyle and make this enchanting city your new home today!

Newest Panama City Condos for Sale

$319,000
1 Beds ⋅ 2 Baths ⋅ 793331 MLS
LOW FLOOR. CENTER-BUILDING POOL AND GULF VIEWS. The Summit 418 is a one-bedroom, one-and-a-half-bathroom condominium in Panama City Beach, Florida, featuring a hallway bunk area and direct views of the beach, the Gulf, and the resort pools below. Positioned near the center of the building, this fourth-floor unit offers a balanced view of both beachfront pools, the beach access, and the Gulf beyond. The interior features tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedroom. Coastal-style furnishings and décor complement the updated windows and sliding glass door, while flat-screen televisions are located in both the living room and bedroom. The bedroom includes a king-size bed, and the hallway bunk area provides an additional sleeping space. Shiplap accents extend along the hallway and across the hallway and bathroom ceilings. Both bathrooms feature new vanities, updated lighting, and tall toilets, while the full bathroom also includes a tile tub-and-shower combination. An all-in-one washer and dryer is located inside the unit. The fully equipped kitchen includes granite countertops, a tile backsplash, a stainless-steel sink, and an industrial-style faucet. Polywood furniture is included on the balcony. The HVAC system was replaced in 2020, and the water heater was replaced in 2018. The Summit is a gated Gulf-front condominium offering two beachfront pools, including one that is seasonally heated, two poolside hot tubs, two children's pools, an indoor sauna, an exercise room, a game room, shuffleboard, and lighted pickleball courts. On-site conveniences include an ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar. The property is also located near Panama City Beach attractions, dining, entertainment, and nightlife, with Tootsie's Orchid Lounge next door and destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed; buyer to verify if important.

8743 Thomas Drive Unit 418, Panama City
$590,000
3 Beds ⋅ 3 Baths ⋅ 793314 MLS
END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals for parking, plus a separate owner's entrance for convenience. Resort-style amenities await just outside your door, including a heated outdoor pool, basketball court, and shuffleboard courts--perfect for both relaxation and recreation. Located next to St. Andrews State Park, this unit offers unmatched access to beaches, boating, and natural beauty, all while being close to the best of Panama City Beach dining and entertainment. Don't miss this opportunity to own a premier condo in one of the most desirable areas on the Gulf Coast!

4715 Thomas Drive Unit 310A, Panama City
$575,000
2 Beds ⋅ 2 Baths ⋅ 793252 MLS
THIS END UNIT CONDO IS A STEAL!....PRICED AT JUST $575,000....WELL BELOW MARKET VALUE.. AVAILABLE TO SHOW ANYTIME.......Welcome to Watercrest 501--your private Gulf-front sanctuary in the heart of Panama City Beach. This beautifully renovated beachfront condominium offers breathtaking panoramic views of the emerald waters and sugar-white sands that have made the Emerald Coast famous.This spacious two-bedroom, two-bath condo has been totally renovated including new kitchen and baths. It has not been in a rental program, but is furnished and ready to go if that is what you would like and is an exceptional opportunity for both investors and those seeking their own beachfront escape. The moment you step inside, your attention is drawn to the spectacular floor-to-ceiling Gulf views. The expansive living area flows seamlessly onto the oversized wraparound balcony, where you'll enjoy uninterrupted vistas of the Gulf of Mexico, refreshing sea breezes, and unforgettable sunsets. Whether you're sipping your morning coffee, dining al fresco, or relaxing with an evening cocktail, this outdoor living space is simply extraordinary. A second private balcony provides additional outdoor enjoyment while overlooking the tennis courts, offering yet another peaceful retreat to enjoy Florida's beautiful weather. Watercrest is consistently recognized as one of Panama City Beach's premier Gulf-front resorts, offering an impressive selection of amenities including: Large beachfront swimming pool Hot tub Kiddie pool Fitness center Tennis courts Direct access to the pristine beaches of the Gulf Ideally located, Watercrest places you just minutes from exceptional restaurants, shopping, entertainment, golf, fishing, and many of Panama City Beach's most popular attractions. Whether you're searching for a high-performing investment property, a luxurious second home, or your own permanent beachfront residence, Watercrest 501 delivers on every level. With extensive renovations, spectacular Gulf views, and a truly turnkey condition, this is a rare opportunity to own one of the area's finest beachfront condominiums. Experience the beauty of Gulf-front living at Watercrest 501--where every sunrise inspires, every sunset captivates, and every day feels like a vacation.

6201 Thomas Drive Unit 501, Panama City
$465,000
2 Beds ⋅ 2 Baths ⋅ 793247 MLS
2BR/2BA Gulf-front remodeled condo in Summerhouse, Panama City Beach. Furnished, dual balcony access, 1,015 sq ft, STR allowed Unit 512C at Summerhouse is a fully furnished, thoughtfully updated 2-bedroom, 2-bath Gulf-front condo offering 1,015 square feet and unobstructed views of the Gulf, beach, and pool deck. Positioned on the fifth floor, the condo combines an established vacation-rental setup with the flexibility to serve as a coastal getaway or full-time residence. Short-term rentals are allowed. The Gulf view becomes the focal point as soon as you enter. The living area opens to a covered private balcony through full-height sliding glass doors, while the primary bedroom has its own balcony access and direct water views. The connected living, dining, and kitchen spaces create an easy flow for everyday use, entertaining, and guest stays. Inside, crown molding, updated lighting, vinyl plank flooring, coordinated coastal furnishings, and a clean, cohesive palette give the condo a polished finish. The kitchen features granite countertops, stainless steel appliances, bar seating, distinctive cabinetry, and a new dishwasher. Both bathrooms also have granite countertops, creating consistency throughout the interior. The spacious primary suite includes Gulf views, balcony access, a walk-in closet, and an en-suite bath. The guest bedroom is furnished with two full beds and has convenient access to the second bathroom, providing a practical layout for owners and rental guests. Recent improvements include a new water heater and dishwasher, with documentation available. The condo is being sold fully furnished, offering a turnkey setup with furnishings, appliances, and essential features already in place. There are no current special assessments. The covered balcony provides room for dining and relaxing while overlooking the emerald Gulf, white-sand beach, pools, and tropical landscaping. Summerhouse amenities include direct beach access, two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, a game room with billiards and arcade games, grilling areas, elevators, gathering spaces, and on-site security. The monthly HOA fee is $1,264.69 and includes exterior insurance, management, cable, internet, water, sewer, trash, grounds maintenance, pest control, security, and access to community amenities. Located on Thomas Drive, the Summerhouse provides convenient access to St. Andrews State Park, Shell Island excursions, fishing, dining, shopping, and the recreational attractions of Panama City Beach. Unit 512C stands apart through its fifth-floor Gulf-front position, views from the living area and primary suite, dual balcony access, cohesive updates, documented improvements, furnished condition, and rental-ready setup. Save Unit 512C and contact your agent for active-date details, showing availability, and the opportunity to experience this furnished Gulf-front condo in person.

6505 Thomas Drive Unit 512, Panama City
$365,000
2 Beds ⋅ 2 Baths ⋅ 793193 MLS
Experience penthouse living at Laketown Wharf in this beautifully appointed 2-bedroom, 2-bath condo with a bonus bunk room. Located on the top floor, Unit 2111 offers 1,262 square feet of open-concept living, floor-to-ceiling windows, a modern kitchen with granite countertops, and a private balcony showcasing panoramic Gulf views. Enjoy private beach access and outstanding resort amenities in the heart of Panama City Beach.

9860 S Thomas Drive Unit 2111, Panama City
$269,000
1 Beds ⋅ 1 Baths ⋅ 793014 MLS
Discover your own slice of paradise at 8000 Surf Drive, Unit 19, perfectly positioned in the heart of Panama City Beach. This beautifully maintained coastal condo offers the ideal combination of comfort, convenience, and beachside living. Just steps from the sugar-white sands and emerald waters of the Gulf of America, this property is perfect as a primary residence, vacation getaway, or income-producing investment. Inside, you'll find a bright, open-concept living space designed for relaxed coastal living, with abundant natural light and an inviting atmosphere. The functional floor plan maximizes every square foot, creating a comfortable retreat after a day at the beach. Enjoy your morning coffee or evening sunsets while embracing the laid-back lifestyle that makes Panama City Beach one of Florida's most sought-after destinations. Located close to restaurants, shopping, entertainment, marinas, golf courses, and family attractions, this condo offers easy access to everything the area has to offer while providing a peaceful escape when it's time to unwind. Whether you're looking for a second home, a short-term rental opportunity, or a permanent beach residence, Unit 19 is an exceptional opportunity to own a piece of the Emerald Coast. Don't miss your chance to own this coastal gem--schedule your private showing today!

8000 Surf Drive Unit 19, Panama City
$929,000
3 Beds ⋅ 4 Baths ⋅ 793004 MLS
Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!

3001 W 10th Street Unit 610, Panama City
$240,000
2 Beds ⋅ 2 Baths ⋅ 792976 MLS
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City
$348,500
1 Beds ⋅ 1 Baths ⋅ 792959 MLS
Welcome to easy coastal living in this beautifully updated ground-floor Harbour Villa condo! Enjoy overlooking the marina and living in the gated community of Bay Point. This 1-bedroom, 1-bath residence has been completely renovated and feels just like new. Recent updates include a brand-new HVAC system, new appliances, quartz countertops in both the kitchen and bath, a stunning tiled walk-in shower, new lighting, ceiling fans, plank flooring, paver patio and more. The ground-floor location offers convenient access to single story living and makes this an ideal primary residence, second home, or investment property. Relax and enjoy marina views just steps from your door while taking advantage of all that Bay Point has to offer. Bay Point is a private, gated community with 24-hour security, a full-service marina, the Jack Nicklaus Signature Golf Course, dining, and a lifestyle centered around boating, golf, and coastal living. The Harbour Villas are perfectly located within the community, and short-term and long-term rentals are allowed, making this an excellent opportunity for both personal enjoyment and rental income. Seller financing available 15% down- call for details.

4726 Bay Point Road Unit A110, Panama City
$399,000
2 Beds ⋅ 2 Baths ⋅ 792920 MLS
2BR/2BA Gulf-front Summerhouse condo on Thomas Dr. in Panama City Beach. 1,075 SF with Gulf-view balcony, fully furnished and move-in ready. Located on the ninth floor of Summerhouse, a Gulf-front condominium community on Thomas Drive, this residence features updated interior finishes, direct beach access, resort-style amenities, and the added confidence of the building's 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS) already completed. Whether you're looking for a primary residence, vacation home, or investment property where short-term rentals are permitted, this condominium offers the flexibility today's buyers are seeking. Designed to maximize its Gulf-front setting, the open living and dining areas flow seamlessly to a private balcony where you can enjoy sweeping beach and Gulf views. The kitchen features updated stainless steel appliances, granite countertops, a breakfast bar, and ample cabinet space. Matching granite countertops in both bathrooms and luxury vinyl plank flooring throughout the entire unit create a clean, cohesive, contemporary look that is also easy to maintain. The split-bedroom floor plan enhances privacy, while the spacious primary suite offers Gulf views and direct balcony access. This condominium is offered fully furnished and is ready for immediate enjoyment. According to the seller, the unit has not been used as a rental during their ownership, reflecting the care it has received. Monthly HOA dues of $1,212.15 include cable TV, high-speed internet, water, sewer, trash, pest control, insurance, legal services, and professional management, helping simplify ownership. Situated on approximately 400 feet of Gulf frontage, Summerhouse offers an exceptional collection of resort-style amenities, including two swimming pools, one heated for year-round enjoyment, a beachfront hot tub, kiddie pool, gazebo, barbecue grills, a game room, pickleball, tennis, racquetball, shuffleboard courts, direct beach access, elevators, an on-site convenience store, and professional on-site management. Located along the desirable Thomas Drive corridor, this Gulf-front community is just minutes from St. Andrews State Park, marinas, charter fishing, diving excursions, waterfront restaurants, grocery stores, shopping, and many of Panama City Beach's most popular attractions. Spend your mornings watching dolphins offshore, your afternoons enjoying the sugar-white sand, and your evenings taking in spectacular sunsets from your private Gulf-front balcony. If you're searching for a Gulf-front condo in Panama City Beach with direct beach access, updated stainless steel appliances, granite countertops, luxury vinyl plank flooring throughout, resort-style amenities, a completed 2024 Milestone Inspection and Structural Integrity Reserve Study (SIRS), and short-term rentals permitted, this Summerhouse residence presents an outstanding opportunity to own a beautifully maintained beachfront property on Florida's Emerald Coast.

6505 Thomas Drive Unit 804, Panama City
$330,000
1 Beds ⋅ 1 Baths ⋅ 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City
$625,000
3 Beds ⋅ 3 Baths ⋅ 792803 MLS
This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front pool or the Bay front beach? There's also a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center and an Owner's Club for your enjoyment. And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City
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