$337,000 ST. ANDREW'S CRAFTSMAN CHARM! This beautifully maintained 3-bedroom, 2-bath home combines timeless Craftsman-style character with modern updates and an unbeatable location. Situated in a desirable St. Andrews neighborhood, you'll be just minutes from St. Andrews Marina, local restaurants, Gulf Coast State College, FSU Panama City, and a quick trip to the beautiful Gulf beaches. Inside, the open floor plan creates a spacious and welcoming atmosphere. The kitchen is a standout with gorgeous quartz countertops, stainless steel appliances, and crisp white Shaker-style cabinetry. The inviting living area features a tray ceiling and views of the backyard, while the dining area offers an oversized breakfast bar plus plenty of room for a large dining table--perfect for entertaining. The private primary suite is tucked away in its own corner of the home and features a walk-in closet and en-suite bath with a double vanity and walk-in shower. Two additional bedrooms and a second full bath provide plenty of space for guests, family, or a home office. Outside, enjoy the charm and functionality of a metal roof, screened porch, open porch, one-car garage, workshop, and privacy-fenced backyard. With its character, thoughtful updates, and convenient St. Andrews location, this home offers the perfect blend of comfort, style, and coastal living. 3 Beds ⋅ 2 Baths ⋅ 796282 MLS ST. ANDREW'S CRAFTSMAN CHARM! This beautifully maintained 3-bedroom, 2-bath home combines timeless Craftsman-style character with modern updates and an unbeatable location. Situated in a desirable St. Andrews neighborhood, you'll be just minutes from St. Andrews Marina, local restaurants, Gulf Coast State College, FSU Panama City, and a quick trip to the beautiful Gulf beaches. Inside, the open floor plan creates a spacious and welcoming atmosphere. The kitchen is a standout with gorgeous quartz countertops, stainless steel appliances, and crisp white Shaker-style cabinetry. The inviting living area features a tray ceiling and views of the backyard, while the dining area offers an oversized breakfast bar plus plenty of room for a large dining table--perfect for entertaining. The private primary suite is tucked away in its own corner of the home and features a walk-in closet and en-suite bath with a double vanity and walk-in shower. Two additional bedrooms and a second full bath provide plenty of space for guests, family, or a home office. Outside, enjoy the charm and functionality of a metal roof, screened porch, open porch, one-car garage, workshop, and privacy-fenced backyard. With its character, thoughtful updates, and convenient St. Andrews location, this home offers the perfect blend of comfort, style, and coastal living. 1701 Hickory Avenue, Panama City
$347,700 Adams Homes floor plan 1820 adds elegance to the entrance that flows through the rest of the home. This is a must see home. The front bedrooms can also be an office or play room. Step into the hme to discover a separate dining area. The kitchen is open to the flamily room so the cook won't miss any conversation with guests or family. The family room has an electric fireplace for snuggling on those cool nights. The split floor plan offers two bedrooms separated by a main bathroom on one side and the Master bedroom is on the other side of the family room A large master closet is located in the Master Bedrrom. Double vanities with Quartz counter tops and a large shower for an added luxurious feel. Outside you have rain gutters, an irrigation system and a beautifully landscaped yard. 4 Beds ⋅ 2 Baths ⋅ 796275 MLS Adams Homes floor plan 1820 adds elegance to the entrance that flows through the rest of the home. This is a must see home. The front bedrooms can also be an office or play room. Step into the hme to discover a separate dining area. The kitchen is open to the flamily room so the cook won't miss any conversation with guests or family. The family room has an electric fireplace for snuggling on those cool nights. The split floor plan offers two bedrooms separated by a main bathroom on one side and the Master bedroom is on the other side of the family room A large master closet is located in the Master Bedrrom. Double vanities with Quartz counter tops and a large shower for an added luxurious feel. Outside you have rain gutters, an irrigation system and a beautifully landscaped yard. 4304 Windsong Circle, Panama City
$160,000 Turnkey income-producing opportunity in Panama City's historic Millville neighborhood! Offered at $160,000 with a long-term tenant in place at $1,650 per month, 605 Elm Avenue generates $19,800 in scheduled annual gross rent, representing an impressive approximately 12.4% gross rent yield at the asking price before expenses. For investors looking for immediate income without taking on another major renovation project, this property offers a compelling combination of existing cash flow, substantial improvements already completed, durable construction and long-term location potential. This 2-bedroom, 1-bath concrete-block home has been extensively improved while maintaining a manageable and efficient rental footprint. Updates include a newer roof, windows and flooring, updated plumbing and sewer components, renovated kitchen and bathroom, newer fixtures and lighting, appliances, attic ductwork and gas lines. The home features central air and gas heat, while the updated kitchen offers modern cabinetry, stainless-steel appliances and gas cooking. Wood-plank ceilings, recessed lighting, updated flooring and thoughtful interior finishes give the home character that stands apart from the typical rental property in this price range. The property offers approximately 609 heated square feet and a lot large enough for ones creative mind to run wild. This home currently has mature landscaping, a gravel driveway, side access and a rear patio and yard area. Location is another major component of the investment. Positioned in Millville near Watson Bayou, the property is only a few blocks from Millville Waterfront Park, its public boat ramp, fishing and waterfront recreation, and approximately 5 minutes from Downtown Panama City. Everyday employment and services are equally accessible, with Ascension Sacred Heart Bay approximately 2 miles away, while the 23rd Street employment and retail corridor--including HCA Florida Gulf Coast Hospital and Walmart--is approximately 4-5 miles away, with Target roughly 5 miles away. Tyndall Air Force Base is approximately 8-10 miles to the east, providing access to one of the area's largest employment centers, while the white-sand beaches of Panama City Beach are approximately 12-15 miles away. US-98 provides convenient east-west access throughout Bay County and is right around the corner from this investment opportunity. For investors, the numbers and fundamentals are straightforward: $160,000 asking price, $1,650 monthly rent, $19,800 scheduled annual gross rent and approximately 12.4% gross rent yield before expenses, combined with concrete-block construction, significant improvements already completed and a tenant in place. Whether adding another property to an established rental portfolio or looking for an approachable entry into the Panama City long-term rental market, 605 Elm Avenue offers immediate income today with exposure to the continued growth and redevelopment of the surrounding area. 2 Beds ⋅ 1 Baths ⋅ 796246 MLS Turnkey income-producing opportunity in Panama City's historic Millville neighborhood! Offered at $160,000 with a long-term tenant in place at $1,650 per month, 605 Elm Avenue generates $19,800 in scheduled annual gross rent, representing an impressive approximately 12.4% gross rent yield at the asking price before expenses. For investors looking for immediate income without taking on another major renovation project, this property offers a compelling combination of existing cash flow, substantial improvements already completed, durable construction and long-term location potential. This 2-bedroom, 1-bath concrete-block home has been extensively improved while maintaining a manageable and efficient rental footprint. Updates include a newer roof, windows and flooring, updated plumbing and sewer components, renovated kitchen and bathroom, newer fixtures and lighting, appliances, attic ductwork and gas lines. The home features central air and gas heat, while the updated kitchen offers modern cabinetry, stainless-steel appliances and gas cooking. Wood-plank ceilings, recessed lighting, updated flooring and thoughtful interior finishes give the home character that stands apart from the typical rental property in this price range. The property offers approximately 609 heated square feet and a lot large enough for ones creative mind to run wild. This home currently has mature landscaping, a gravel driveway, side access and a rear patio and yard area. Location is another major component of the investment. Positioned in Millville near Watson Bayou, the property is only a few blocks from Millville Waterfront Park, its public boat ramp, fishing and waterfront recreation, and approximately 5 minutes from Downtown Panama City. Everyday employment and services are equally accessible, with Ascension Sacred Heart Bay approximately 2 miles away, while the 23rd Street employment and retail corridor--including HCA Florida Gulf Coast Hospital and Walmart--is approximately 4-5 miles away, with Target roughly 5 miles away. Tyndall Air Force Base is approximately 8-10 miles to the east, providing access to one of the area's largest employment centers, while the white-sand beaches of Panama City Beach are approximately 12-15 miles away. US-98 provides convenient east-west access throughout Bay County and is right around the corner from this investment opportunity. For investors, the numbers and fundamentals are straightforward: $160,000 asking price, $1,650 monthly rent, $19,800 scheduled annual gross rent and approximately 12.4% gross rent yield before expenses, combined with concrete-block construction, significant improvements already completed and a tenant in place. Whether adding another property to an established rental portfolio or looking for an approachable entry into the Panama City long-term rental market, 605 Elm Avenue offers immediate income today with exposure to the continued growth and redevelopment of the surrounding area. 605 Elm Avenue, Panama City
$339,900 Don't let the square footage fool you--this property packs in a LOT. This beautifully updated 3-bedroom, 2-bath ranch sits on nearly half an acre and offers so much more than meets the eye. Inside, you'll find a thoughtfully updated interior that's warm, inviting and move-in ready. Outside is where this property really sets itself apart, with a 30x20 pole barn on a concrete slab with electric and water, a separate insulated workshop, generous outdoor living space and plenty of room to spread out. All of this while still being conveniently located in Panama City. If you've been looking for a home with character, land, storage and space for your projects, hobbies or toys--this one deserves a look. 30×20 pole barn on concrete with utilities plus separate insulated workshop. Ideally situated with a new park planned just across the street, adding even more appeal to this spacious .459-acre property. Listing agent is related to the sellers. 3 Beds ⋅ 2 Baths ⋅ 796244 MLS Don't let the square footage fool you--this property packs in a LOT. This beautifully updated 3-bedroom, 2-bath ranch sits on nearly half an acre and offers so much more than meets the eye. Inside, you'll find a thoughtfully updated interior that's warm, inviting and move-in ready. Outside is where this property really sets itself apart, with a 30x20 pole barn on a concrete slab with electric and water, a separate insulated workshop, generous outdoor living space and plenty of room to spread out. All of this while still being conveniently located in Panama City. If you've been looking for a home with character, land, storage and space for your projects, hobbies or toys--this one deserves a look. 30×20 pole barn on concrete with utilities plus separate insulated workshop. Ideally situated with a new park planned just across the street, adding even more appeal to this spacious .459-acre property. Listing agent is related to the sellers. 3431 Ten Acre Road, Panama City
$324,900 Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, modern updates, and an incredible location, this one is truly special. 3 Beds ⋅ 2 Baths ⋅ 796271 MLS Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, modern updates, and an incredible location, this one is truly special. 118 N Gayle Avenue, Panama City
$240,000 Welcome home to this charming 3-bedroom, 2-bath home tucked away on a cul-de-sac in Callaway Corners! Enjoy one of the larger yards and driveways in the community plus a NEW 2026 HVAC system with a 10-year warranty. Inside, vaulted ceilings create a bright, open living and dining space. The kitchen features quartz countertops, stainless steel appliances, a pantry, and a stove and dishwasher replaced in 2023. The spacious primary suite offers TWO walk-in closets, double vanity, separate tiled shower, and a corner soaking tub installed in 2023. The partially fenced backyard offers plenty of room to relax, entertain, or play and residents have access to a community playground. Conveniently located just minutes from Tyndall AFB, shopping, and dining. Short-term rentals permitted. Major updates are already done--come see what makes this Callaway Corners home stand out! Short term rentals allowed!! All sizes/info/measurements approx; please verify if important. 3 Beds ⋅ 2 Baths ⋅ 796239 MLS Welcome home to this charming 3-bedroom, 2-bath home tucked away on a cul-de-sac in Callaway Corners! Enjoy one of the larger yards and driveways in the community plus a NEW 2026 HVAC system with a 10-year warranty. Inside, vaulted ceilings create a bright, open living and dining space. The kitchen features quartz countertops, stainless steel appliances, a pantry, and a stove and dishwasher replaced in 2023. The spacious primary suite offers TWO walk-in closets, double vanity, separate tiled shower, and a corner soaking tub installed in 2023. The partially fenced backyard offers plenty of room to relax, entertain, or play and residents have access to a community playground. Conveniently located just minutes from Tyndall AFB, shopping, and dining. Short-term rentals permitted. Major updates are already done--come see what makes this Callaway Corners home stand out! Short term rentals allowed!! All sizes/info/measurements approx; please verify if important. 311 Brooke Court, Panama City
$199,000 Emerald Pointe Resort offers a relaxed coastal lifestyle in a gated Panama City Beach community where short-term rentals are welcome. Residents enjoy two community pools and grilling area, a peaceful pond with boardwalk, a clubhouse with gathering space and pool table, and an exercise room - all within a beautifully maintained neighborhood. HOA dues conveniently include water, sewer, trash, internet, and grounds keeping, adding to the ease of ownership. This cozy and comfortable 2-bedroom, 2-bath home includes an additional 120 sq ft bonus Florida room, an inside washer/dryer, a metal roof, and a newer AC system, providing both durability and year-round comfort. The primary bedroom features a built-in closet system, dresser, abundant natural light, and an ensuite bathroom with a tub/shower combination. The second bedroom is thoughtfully designed with a built-in queen bed, integrated closet system, drawers, and its own ensuite bathroom with a walk-in shower. A spacious concrete patio with a mature palm tree creates a perfect outdoor retreat. Ideally situated near the clubhouse and centered between both community pools, this property blends comfort, convenience, and resort-style amenities in one inviting package. 2 Beds ⋅ 2 Baths ⋅ 796264 MLS Emerald Pointe Resort offers a relaxed coastal lifestyle in a gated Panama City Beach community where short-term rentals are welcome. Residents enjoy two community pools and grilling area, a peaceful pond with boardwalk, a clubhouse with gathering space and pool table, and an exercise room - all within a beautifully maintained neighborhood. HOA dues conveniently include water, sewer, trash, internet, and grounds keeping, adding to the ease of ownership. This cozy and comfortable 2-bedroom, 2-bath home includes an additional 120 sq ft bonus Florida room, an inside washer/dryer, a metal roof, and a newer AC system, providing both durability and year-round comfort. The primary bedroom features a built-in closet system, dresser, abundant natural light, and an ensuite bathroom with a tub/shower combination. The second bedroom is thoughtfully designed with a built-in queen bed, integrated closet system, drawers, and its own ensuite bathroom with a walk-in shower. A spacious concrete patio with a mature palm tree creates a perfect outdoor retreat. Ideally situated near the clubhouse and centered between both community pools, this property blends comfort, convenience, and resort-style amenities in one inviting package. 1219 Navy Boulevard Unit 157, Panama City
$350,000 Welcome home to 802 Skyland Avenue, a solid brick 4 bedroom, 2 bath home where 1963 charm meets thoughtful updates. Step onto the quaint front porch (perfect for holiday decorating) and inside to original hardwood floors refinished throughout, shiplap accents, plantation shutters and a cozy gas fireplace. The open living, dining and kitchen area is filled with natural light, and the kitchen offers granite countertops, 2022 stainless appliances and a barn door pantry. Bedrooms are generously sized. The primary bath features a tile shower, and the guest bath has a double vanity and porcelain tub with tile surround. Out back, the huge covered patio with two ceiling fans overlooks a fully privacy fenced yard on over 1/4 acre with room for a pool, garden or storage building. 2022 roof and HVAC, updated PVC plumbing, and the washer and dryer convey. Boaters, take note: no HOA, so park your boat and trailer right in the driveway, with public boat landings 1 mile away in downtown Panama City and 2.5 miles away in St. Andrews. One block to Beach Drive and St. Andrews Bay, a golf cart ride to downtown shopping and dining, and 10 miles to the white sand beaches of the Gulf of America. Al Helms Dog Park and three neighborhood parks are only minutes away. 4 Beds ⋅ 2 Baths ⋅ 796265 MLS Welcome home to 802 Skyland Avenue, a solid brick 4 bedroom, 2 bath home where 1963 charm meets thoughtful updates. Step onto the quaint front porch (perfect for holiday decorating) and inside to original hardwood floors refinished throughout, shiplap accents, plantation shutters and a cozy gas fireplace. The open living, dining and kitchen area is filled with natural light, and the kitchen offers granite countertops, 2022 stainless appliances and a barn door pantry. Bedrooms are generously sized. The primary bath features a tile shower, and the guest bath has a double vanity and porcelain tub with tile surround. Out back, the huge covered patio with two ceiling fans overlooks a fully privacy fenced yard on over 1/4 acre with room for a pool, garden or storage building. 2022 roof and HVAC, updated PVC plumbing, and the washer and dryer convey. Boaters, take note: no HOA, so park your boat and trailer right in the driveway, with public boat landings 1 mile away in downtown Panama City and 2.5 miles away in St. Andrews. One block to Beach Drive and St. Andrews Bay, a golf cart ride to downtown shopping and dining, and 10 miles to the white sand beaches of the Gulf of America. Al Helms Dog Park and three neighborhood parks are only minutes away. 802 Skyland Avenue, Panama City
$260,000 Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty, giving you lasting confidence and peace of mind. Inside, you'll find an open-concept floor plan filled with natural light. The living room offers plenty of space for relaxing or entertaining, seamlessly flowing into the kitchen and dining areas. The kitchen features modern appliances, ample cabinetry and a peninsula style island. The primary suite includes a private ensuite bath and spacious walk-in closet, while additional bedrooms offer comfort and flexibility for guests, kids, or a home office. Step outside and experience the vibrant lifestyle that Liberty is known for! This thoughtfully planned community offers something for everyone, including: Two sparkling resort-style pools A massive clubhouse with event space and a children's splash pad The largest pool in Bay County for those who love to swim or lounge Pickleball courts, a playground, and wide, oversized sidewalks perfect for biking, running, or golf cart cruising Liberty isn't just a neighborhood -- it's a community designed for connection. Neighbors wave as they walk their dogs, kids play at the splash pad, and families gather for community events. Prime Location: This home is ideally situated within Panama City proper, meaning first-time homebuyers may qualify for SHIP or ReHouse Bay grants -- valuable programs that help make homeownership more affordable. You'll also love the short commute to Tyndall Air Force Base, NSA Panama City, and Northwest Florida Beaches International Airport (ECP). Liberty offers easy access to top-rated schools, shopping, dining, and the sugar-white beaches that make the Emerald Coast famous. Whether you're a first-time buyer, relocating for the military, or simply looking for a family-friendly community with incredible amenities, 6570 Atkins Road offers the perfect blend of lifestyle, location, and lasting value. Schedule your showing today and discover why so many families are proud to call Liberty home! 3 Beds ⋅ 2 Baths ⋅ 796218 MLS Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty, giving you lasting confidence and peace of mind. Inside, you'll find an open-concept floor plan filled with natural light. The living room offers plenty of space for relaxing or entertaining, seamlessly flowing into the kitchen and dining areas. The kitchen features modern appliances, ample cabinetry and a peninsula style island. The primary suite includes a private ensuite bath and spacious walk-in closet, while additional bedrooms offer comfort and flexibility for guests, kids, or a home office. Step outside and experience the vibrant lifestyle that Liberty is known for! This thoughtfully planned community offers something for everyone, including: Two sparkling resort-style pools A massive clubhouse with event space and a children's splash pad The largest pool in Bay County for those who love to swim or lounge Pickleball courts, a playground, and wide, oversized sidewalks perfect for biking, running, or golf cart cruising Liberty isn't just a neighborhood -- it's a community designed for connection. Neighbors wave as they walk their dogs, kids play at the splash pad, and families gather for community events. Prime Location: This home is ideally situated within Panama City proper, meaning first-time homebuyers may qualify for SHIP or ReHouse Bay grants -- valuable programs that help make homeownership more affordable. You'll also love the short commute to Tyndall Air Force Base, NSA Panama City, and Northwest Florida Beaches International Airport (ECP). Liberty offers easy access to top-rated schools, shopping, dining, and the sugar-white beaches that make the Emerald Coast famous. Whether you're a first-time buyer, relocating for the military, or simply looking for a family-friendly community with incredible amenities, 6570 Atkins Road offers the perfect blend of lifestyle, location, and lasting value. Schedule your showing today and discover why so many families are proud to call Liberty home! 6570 Atkins Road, Panama City
$224,000 COMING SOON - NO SHOWINGS. Listing went active too early and can't be reversed. Will update when ready to show. Welcome to this beautifully maintained 3-bedroom, 2-bath end-unit townhome in the desirable Delwood Estates community, conveniently located in the heart of Panama City! This spacious home features split-bedroom floor plan, fresh paint throughout, tile and LVP flooring, large closets, attic storage, tinted windows, LED can lighting, updated outlets & switches, and ceiling fans throughout. The beautiful living area features a non-working fireplace with a mantel and custom shelving, adding character and charm to the space. Step outside to enjoy your large, beautifully landscaped private yard, complete with a partial privacy fence, lush green space, mature oak trees, concrete patio, and an outdoor storage room - a rare bonus for convenient storage and outdoor living. The HOA includes internet, groundskeeping, community pool, tennis courts, pest control, clubhouse access, and community storage/parking. Located right in the middle of Panama City, you're close to shopping, dining, schools, and everyday conveniences-and less than 10 minutes from the World's Most Beautiful Beaches! Seller will contribute towards buyer's closing costs with an acceptable offer! 3 Beds ⋅ 2 Baths ⋅ 796234 MLS COMING SOON - NO SHOWINGS. Listing went active too early and can't be reversed. Will update when ready to show. Welcome to this beautifully maintained 3-bedroom, 2-bath end-unit townhome in the desirable Delwood Estates community, conveniently located in the heart of Panama City! This spacious home features split-bedroom floor plan, fresh paint throughout, tile and LVP flooring, large closets, attic storage, tinted windows, LED can lighting, updated outlets & switches, and ceiling fans throughout. The beautiful living area features a non-working fireplace with a mantel and custom shelving, adding character and charm to the space. Step outside to enjoy your large, beautifully landscaped private yard, complete with a partial privacy fence, lush green space, mature oak trees, concrete patio, and an outdoor storage room - a rare bonus for convenient storage and outdoor living. The HOA includes internet, groundskeeping, community pool, tennis courts, pest control, clubhouse access, and community storage/parking. Located right in the middle of Panama City, you're close to shopping, dining, schools, and everyday conveniences-and less than 10 minutes from the World's Most Beautiful Beaches! Seller will contribute towards buyer's closing costs with an acceptable offer! 1025 W 19th Street Unit 15A, Panama City
$499,000 **Income-Producing Duplex in Downtown Panama City with Massalina Bayou Views!** Welcome to 339 Mercedes Avenue in Panama City, Florida, a fully furnished, turnkey duplex offering an incredible opportunity for investors, house hackers, or buyers looking for flexible living options near Downtown Panama City. This income-producing multifamily property is full of possibilities, live in one side and rent the other to help offset your monthly expenses, create space for multigenerational living, or rent both units for additional income potential. One side is currently being utilized as a short-term rental, making this property an attractive option for buyers looking for an established furnished rental setup. Both sides have been thoughtfully updated throughout and are being sold, fully furnished and turnkey, allowing the next owner to step right in. Each unit also offers its own spacious backyard, providing plenty of outdoor space for residents and guests. One of the standout features is the view of Massalina Bayou, giving this investment property a unique coastal Panama City setting while keeping you close to everything. Located near Downtown Panama City, shopping, dining, Ascension Sacred Heart Bay, and Tyndall Air Force Base, with Panama City Beach and the beautiful Gulf Coast beaches just a short drive away. Whether you're searching for a duplex for sale in Panama City, FL, an income-producing property, a furnished investment property, or a home where you can live in one unit and rent the other, 339 Mercedes Avenue offers flexibility, location, and investment potential all in one property. Live in one. Rent the other. Rent them both. The possibilities are yours at 339 Mercedes Avenue. 4 Beds ⋅ 3 Baths ⋅ 796225 MLS **Income-Producing Duplex in Downtown Panama City with Massalina Bayou Views!** Welcome to 339 Mercedes Avenue in Panama City, Florida, a fully furnished, turnkey duplex offering an incredible opportunity for investors, house hackers, or buyers looking for flexible living options near Downtown Panama City. This income-producing multifamily property is full of possibilities, live in one side and rent the other to help offset your monthly expenses, create space for multigenerational living, or rent both units for additional income potential. One side is currently being utilized as a short-term rental, making this property an attractive option for buyers looking for an established furnished rental setup. Both sides have been thoughtfully updated throughout and are being sold, fully furnished and turnkey, allowing the next owner to step right in. Each unit also offers its own spacious backyard, providing plenty of outdoor space for residents and guests. One of the standout features is the view of Massalina Bayou, giving this investment property a unique coastal Panama City setting while keeping you close to everything. Located near Downtown Panama City, shopping, dining, Ascension Sacred Heart Bay, and Tyndall Air Force Base, with Panama City Beach and the beautiful Gulf Coast beaches just a short drive away. Whether you're searching for a duplex for sale in Panama City, FL, an income-producing property, a furnished investment property, or a home where you can live in one unit and rent the other, 339 Mercedes Avenue offers flexibility, location, and investment potential all in one property. Live in one. Rent the other. Rent them both. The possibilities are yours at 339 Mercedes Avenue. 339 Mercedes Avenue, Panama City
$279,000 Big backyard. Big possibilities. And plenty of room to make it all happen! If you've been searching for a property with space to spread out and the freedom to create something extraordinary, this is your chance. Sitting on an oversized lot, this property brings the kind of outdoor potential that opens up a whole new world of possibilities. The expansive backyard is the star of the show, offering a wide-open canvas to turn your vision into reality. Picture a stunning backyard retreat with a spacious patio, a stylish pergola, an inviting fire pit, and plenty of room to entertain. Imagine summer cookouts, evenings under the stars, weekend gatherings, or a peaceful escape to unwind at the end of the day. Want a little more? Create your own outdoor lounge, add a garden oasis, set up a play area, or keep that wide-open green space for games and endless fun. The room is here. The possibilities are yours. Inside, you have the opportunity to bring your own style and personality to the space, creating a home that feels unmistakably yours. Whether you're a first-time buyer, looking for room to grow, or simply craving more outdoor space, this property delivers an exciting opportunity to think beyond the ordinary. Don't just look at what's here today. Imagine everything it could become. Your dream backyard might be waiting right here! 3 Beds ⋅ 2 Baths ⋅ 796237 MLS Big backyard. Big possibilities. And plenty of room to make it all happen! If you've been searching for a property with space to spread out and the freedom to create something extraordinary, this is your chance. Sitting on an oversized lot, this property brings the kind of outdoor potential that opens up a whole new world of possibilities. The expansive backyard is the star of the show, offering a wide-open canvas to turn your vision into reality. Picture a stunning backyard retreat with a spacious patio, a stylish pergola, an inviting fire pit, and plenty of room to entertain. Imagine summer cookouts, evenings under the stars, weekend gatherings, or a peaceful escape to unwind at the end of the day. Want a little more? Create your own outdoor lounge, add a garden oasis, set up a play area, or keep that wide-open green space for games and endless fun. The room is here. The possibilities are yours. Inside, you have the opportunity to bring your own style and personality to the space, creating a home that feels unmistakably yours. Whether you're a first-time buyer, looking for room to grow, or simply craving more outdoor space, this property delivers an exciting opportunity to think beyond the ordinary. Don't just look at what's here today. Imagine everything it could become. Your dream backyard might be waiting right here! 3715 E 13th Court, Panama City
$340,000 Welcome to this beautifully updated, move-in-ready home offering character, privacy, and an exceptional setting in Riverside. This home backs directly up to a community park with mature trees and sidewalks, providing lush, relaxing views and room to spread out, walk or play. This home offers a 2-car garage, which leads to a screened-in porch that connects to the home. The screened-in porch is the perfect place to enjoy the outdoors without sacrificing privacy or comfort. Whether you're relaxing during the hot summer months or enjoying the cooler temperatures of fall and winter. It provides a wonderful year-round extension of the home's living space. The current owner has made thoughtful improvements throughout the home. As you enter you will find a beautifully remodeled open-concept kitchen connecting to the dining and living areas. The kitchen features crisp white cabinetry, Merian Fog quartz countertops, a new backsplash, new stainless steel Whirlpool appliances, and a new sink and disposal. Additional interior improvements include new wood-look tile flooring throughout, fresh interior paint, wainscoting in the living spaces, and shiplap in the laundry room. The entire home offers abundant natural light, an open-concept living area, spacious walk-in pantry, and a versatile built-in breakfast bar that can function as a coffee bar or wine bar with a built-in wine fridge. The home features two primary suites, each with its own private bathroom. The main primary suite offers a huge walk-in closet and a bathroom with a new tiled walk-in shower and refreshed cabinetry. The second suite also features a newly tiled shower. Outside, the porches have been freshly painted. Other improvements over the past 5 years include new side windows and transom windows, updated weather stripping, a new garage door motor, a Ring alarm system, and a roof replacement following Hurricane Michael. French doors from the dining area open to the private outdoor spaces, creating an ideal setting for grilling, dining al fresco, entertaining, or simply enjoying the peaceful surroundings. This courtyard is completely enclosed with a privacy fence and has pristine, landscaping that welcomes you home. Landscaping is easy to maintain at a low cost with the homes irrigation system run by well water. A special feature of this property is its exceptional location in Riverside. Unlike a typical homes that backs up to someone else's yard, the back yard of this home transitions into the beautiful community park. Once you step onto your back porch, you are overlooking a lush, beautifully maintained park that you do not need to maintain! Experience a true neighborhood feel with sidewalks, a community pool (recently resurfaced), clubhouse, fitness center, playground, pavilion, basketball court, and fishing dock and kayak launch on Mill Bayou. But don't worry, the HOA fee is just $134 per month. Riverside is conveniently located near charter schools, Publix, Lynn Haven, while just 28 minutes to the nearest beaches, 14 minutes to downtown Panama City, and 21 minutes to Tyndall AFB. Schedule your private showing today and experience this one of a kind Riverside home for yourself! 2 Beds ⋅ 2 Baths ⋅ 796212 MLS Welcome to this beautifully updated, move-in-ready home offering character, privacy, and an exceptional setting in Riverside. This home backs directly up to a community park with mature trees and sidewalks, providing lush, relaxing views and room to spread out, walk or play. This home offers a 2-car garage, which leads to a screened-in porch that connects to the home. The screened-in porch is the perfect place to enjoy the outdoors without sacrificing privacy or comfort. Whether you're relaxing during the hot summer months or enjoying the cooler temperatures of fall and winter. It provides a wonderful year-round extension of the home's living space. The current owner has made thoughtful improvements throughout the home. As you enter you will find a beautifully remodeled open-concept kitchen connecting to the dining and living areas. The kitchen features crisp white cabinetry, Merian Fog quartz countertops, a new backsplash, new stainless steel Whirlpool appliances, and a new sink and disposal. Additional interior improvements include new wood-look tile flooring throughout, fresh interior paint, wainscoting in the living spaces, and shiplap in the laundry room. The entire home offers abundant natural light, an open-concept living area, spacious walk-in pantry, and a versatile built-in breakfast bar that can function as a coffee bar or wine bar with a built-in wine fridge. The home features two primary suites, each with its own private bathroom. The main primary suite offers a huge walk-in closet and a bathroom with a new tiled walk-in shower and refreshed cabinetry. The second suite also features a newly tiled shower. Outside, the porches have been freshly painted. Other improvements over the past 5 years include new side windows and transom windows, updated weather stripping, a new garage door motor, a Ring alarm system, and a roof replacement following Hurricane Michael. French doors from the dining area open to the private outdoor spaces, creating an ideal setting for grilling, dining al fresco, entertaining, or simply enjoying the peaceful surroundings. This courtyard is completely enclosed with a privacy fence and has pristine, landscaping that welcomes you home. Landscaping is easy to maintain at a low cost with the homes irrigation system run by well water. A special feature of this property is its exceptional location in Riverside. Unlike a typical homes that backs up to someone else's yard, the back yard of this home transitions into the beautiful community park. Once you step onto your back porch, you are overlooking a lush, beautifully maintained park that you do not need to maintain! Experience a true neighborhood feel with sidewalks, a community pool (recently resurfaced), clubhouse, fitness center, playground, pavilion, basketball court, and fishing dock and kayak launch on Mill Bayou. But don't worry, the HOA fee is just $134 per month. Riverside is conveniently located near charter schools, Publix, Lynn Haven, while just 28 minutes to the nearest beaches, 14 minutes to downtown Panama City, and 21 minutes to Tyndall AFB. Schedule your private showing today and experience this one of a kind Riverside home for yourself! 4009 Riverside Drive, Panama City
$339,999 Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates. Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings. Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There's also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings. Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy's and Shipwreck Island Waterpark add to the convenience and entertainment options. This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income. 3 Beds ⋅ 3 Baths ⋅ 796245 MLS Welcome to Laketown Wharf 538, a modern 3-bedroom, with a bunk room, 3-bathroom condo wrap-around balcony, and stunning updates. Discover the perfect coastal retreat in this beautifully renovated 3-bedroom, 3-bathroom condo. It features a bonus bunk room and an expansive wrap-around balcony. The entire unit has been refreshed with a modern touch, including a fresh coat of paint on walls, cabinets, and doors, along with sleek new door knobs for a contemporary feel. The spacious bedrooms boast two king beds and one queen bed, all equipped with brand-new mattresses, stylish new sheets, and bed covers for ultimate comfort. The cozy bunk room is perfect for additional guests, while the living room offers a plush new sofa, ideal for relaxation. Every room is adorned with elegant new curtains for added privacy and style. The kitchen is equipped with updated appliances, including a dishwasher, microwave, refrigerator, and stove, making meal prep a breeze. Step outside onto the wrap-around balcony to enjoy breathtaking views of the Gulf, city skyline, or serene surroundings. Laketown Wharf takes resort living to the next level with its exceptional amenities. Enjoy five pools, including dedicated options for kids, teens, and adults, as well as private beach access. There's also a state-of-the-art fitness center, a putting green, outdoor gazebos, and a relaxing hot tub. The lakefront boardwalk offers spectacular views and nightly fountain shows choreographed to music, adding a touch of magic to your evenings. Dining and entertainment are just steps away. On-site options include Paradise Pizza, Sunshine Bar & Grill, and Splash Bar. For family fun, 810 Billiards & Bowling offers bowling, arcade games, axe throwing, and more, all within the resort. Nearby attractions such as Pineapple Willy's and Shipwreck Island Waterpark add to the convenience and entertainment options. This condo is truly turnkey and ready for immediate use, making it an excellent choice for both personal enjoyment and rental income. 9902 S Thomas Drive Unit 538, Panama City
$299,000 VA ASSUMABLE MORTGAGE at 2.2% Welcome home to this beautifully maintained property tucked away on a quiet cul-de-sac! This inviting home offers a functional, family-friendly floor plan with spacious bedrooms, custom touches throughout, a cozy family room with fireplace, and an updated kitchen with breakfast nook. A separate formal dining area provides additional flexibility and could easily serve as a home office. Step outside to a spacious, fully privacy-fenced backyard backing up to a conservation area for added peace and privacy. The screened-in back porch is the perfect spot for morning coffee, entertaining, or fall football nights. An attached two-car garage provides plenty of additional storage. Conveniently located near Tyndall Air Force Base with easy access to shopping, dining, schools, and everyday necessities, this home offers a wonderful combination of comfort, privacy, and convenience in a peaceful neighborhood setting. 3 Beds ⋅ 3 Baths ⋅ 796198 MLS VA ASSUMABLE MORTGAGE at 2.2% Welcome home to this beautifully maintained property tucked away on a quiet cul-de-sac! This inviting home offers a functional, family-friendly floor plan with spacious bedrooms, custom touches throughout, a cozy family room with fireplace, and an updated kitchen with breakfast nook. A separate formal dining area provides additional flexibility and could easily serve as a home office. Step outside to a spacious, fully privacy-fenced backyard backing up to a conservation area for added peace and privacy. The screened-in back porch is the perfect spot for morning coffee, entertaining, or fall football nights. An attached two-car garage provides plenty of additional storage. Conveniently located near Tyndall Air Force Base with easy access to shopping, dining, schools, and everyday necessities, this home offers a wonderful combination of comfort, privacy, and convenience in a peaceful neighborhood setting. 301 Lakeside Drive, Panama City
$475,000 BUILDING BEING COMPLETELY RENOVATED!! 2 / 2 unit is on the west side of the building with sunset views. The open kitchen has ample countertop space with a breakfast bar, stainless appliances, updated bathrooms, washer and dryer. 1,500 ft. of sugar-white beachfront, three large gulf-front pools that are seasonally heated, volleyball, lighted tennis courts, basketball, shuffleboard, swing sets on the beach, outdoor BBQ grills, picnic tables, fitness room, wireless internet throughout the property, private meeting rooms available for rent and onsite beach chair and umbrella rentals. All measurements & sizes taken from appraiser site and approximate. Buyer should verify any and all information that they deem to be important! 2 Beds ⋅ 2 Baths ⋅ 796178 MLS BUILDING BEING COMPLETELY RENOVATED!! 2 / 2 unit is on the west side of the building with sunset views. The open kitchen has ample countertop space with a breakfast bar, stainless appliances, updated bathrooms, washer and dryer. 1,500 ft. of sugar-white beachfront, three large gulf-front pools that are seasonally heated, volleyball, lighted tennis courts, basketball, shuffleboard, swing sets on the beach, outdoor BBQ grills, picnic tables, fitness room, wireless internet throughout the property, private meeting rooms available for rent and onsite beach chair and umbrella rentals. All measurements & sizes taken from appraiser site and approximate. Buyer should verify any and all information that they deem to be important! 7205 Thomas Drive Unit A604, Panama City
$284,900 Welcome to Liberty! This beautifully maintained 3-bedroom, 2-bath, Jemison floor plan is situated on a desirable corner lot and offers 1,648 sq. ft. of comfortable modern living. The open concept floor plan features a spacious kitchen with island, stainless steel appliances, and a walk in pantry, flowing seamlessly into the living and dining area. The split-bedroom layout provides privacy, with primary suite featuring a walk-in-closet and ensuite bath. Enjoy the convenience of smart-home technology throughout, along with a fully fenced vinyl backyard, perfect for pets, entertaining or relaxing outdoors. Liberty offers resort-style community amenities, including a 7,500 square foot community center, swimming pools, splash pad, fitness center, playground, walking areas and sidewalks. If you're looking for a newer, low-maintenance home on a corner lot with modern features and fantastic community amenities, this one is ready to welcome you home! 3 Beds ⋅ 2 Baths ⋅ 796174 MLS Welcome to Liberty! This beautifully maintained 3-bedroom, 2-bath, Jemison floor plan is situated on a desirable corner lot and offers 1,648 sq. ft. of comfortable modern living. The open concept floor plan features a spacious kitchen with island, stainless steel appliances, and a walk in pantry, flowing seamlessly into the living and dining area. The split-bedroom layout provides privacy, with primary suite featuring a walk-in-closet and ensuite bath. Enjoy the convenience of smart-home technology throughout, along with a fully fenced vinyl backyard, perfect for pets, entertaining or relaxing outdoors. Liberty offers resort-style community amenities, including a 7,500 square foot community center, swimming pools, splash pad, fitness center, playground, walking areas and sidewalks. If you're looking for a newer, low-maintenance home on a corner lot with modern features and fantastic community amenities, this one is ready to welcome you home! 6639 Kettles Street, Panama City
$359,000 Welcome Home to Bridge Harbor! Modern Coastal Comfort Minutes from Tyndall AFB Address: 251 Ryder Lane, Callaway / Panama City, FL 32404 Layout: 4 Bedrooms | 2 Bathrooms | ~1,787 Sq. Ft. The Perfect Fit for Military Families & Coastal Living Cut your commute down to just 5 minutes! Perfectly positioned right off Tyndall Parkway, this move-in-ready home in the desired Bridge Harbor community offers ultimate convenience for personnel stationed at Tyndall Air Force Base. Spend less time commuting and more time enjoying the best of the Gulf Coast. Interior & Functional Layout Spacious Open-Concept Living: Designed for effortless entertaining and day-to-day family life, featuring continuous low-maintenance flooring and plenty of natural light. Functional Kitchen: Features beautiful cabinetry, durable Granite countertops, a large center island, and a walk-in pantry for plenty of storage. Private Primary Suite: Includes a spacious bedroom, walk-in closet, dual-sink vanity, soaking tub, and a separate shower. Versatile 4-Bedroom Floorplan: Excellent layout for a growing family, dedicated home office, or guest space. Community & Location Highlights Resort-Style Amenities: Enjoy access to the community pool, ideal for unwinding on warm Florida afternoons and meeting neighbors. Near St. Andrews Bay: Close to public boat launches and waterfront access for weekend fishing, paddleboarding, and boating. Convenient Callaway Location: Minutes from local dining, grocery stores, and daily conveniences. Whether you are relocating for orders or searching for turnkey coastal living, 251 Ryder Lane combines effortless upkeep, unbeatable base proximity, and neighborhood comfort. Schedule your private tour today! Logan Etheridge Legacy Premier Agency 4 Beds ⋅ 2 Baths ⋅ 796169 MLS Welcome Home to Bridge Harbor! Modern Coastal Comfort Minutes from Tyndall AFB Address: 251 Ryder Lane, Callaway / Panama City, FL 32404 Layout: 4 Bedrooms | 2 Bathrooms | ~1,787 Sq. Ft. The Perfect Fit for Military Families & Coastal Living Cut your commute down to just 5 minutes! Perfectly positioned right off Tyndall Parkway, this move-in-ready home in the desired Bridge Harbor community offers ultimate convenience for personnel stationed at Tyndall Air Force Base. Spend less time commuting and more time enjoying the best of the Gulf Coast. Interior & Functional Layout Spacious Open-Concept Living: Designed for effortless entertaining and day-to-day family life, featuring continuous low-maintenance flooring and plenty of natural light. Functional Kitchen: Features beautiful cabinetry, durable Granite countertops, a large center island, and a walk-in pantry for plenty of storage. Private Primary Suite: Includes a spacious bedroom, walk-in closet, dual-sink vanity, soaking tub, and a separate shower. Versatile 4-Bedroom Floorplan: Excellent layout for a growing family, dedicated home office, or guest space. Community & Location Highlights Resort-Style Amenities: Enjoy access to the community pool, ideal for unwinding on warm Florida afternoons and meeting neighbors. Near St. Andrews Bay: Close to public boat launches and waterfront access for weekend fishing, paddleboarding, and boating. Convenient Callaway Location: Minutes from local dining, grocery stores, and daily conveniences. Whether you are relocating for orders or searching for turnkey coastal living, 251 Ryder Lane combines effortless upkeep, unbeatable base proximity, and neighborhood comfort. Schedule your private tour today! Logan Etheridge Legacy Premier Agency 251 Ryder Lane, Panama City
$350,000 Welcome to 2323 Discovery Loop -- a beautifully crafted Harris Doyle home featuring the highly sought-after Sabal floor plan in the heart of Panama City's premier master-planned community, SweetBay. Built in 2025, this 3-bedroom, 3.5-bathroom home offers 1,646 square feet of thoughtfully designed living space with the perfect balance of modern comfort, quality construction, and low-maintenance living. Inside, you'll find a bright, open-concept layout filled with natural light and stylish finishes. The spacious kitchen features stone countertops and stainless steel appliances and flows seamlessly into the dining and living areas -- perfect for everyday living or entertaining. One of the home's standout features is its incredibly versatile bedroom layout. The first-floor primary suite offers added convenience and privacy with a spacious walk-in closet and an impressive tile-to-ceiling shower. Upstairs, you'll find a second primary suite complete with its own private balcony, creating the perfect place to relax and enjoy the Florida lifestyle. The third bedroom also features its own en-suite bath, giving every bedroom access to a private bathroom. Outside, enjoy a covered porch and patio along with a low-maintenance homesite designed for those who would rather spend their time enjoying everything SweetBay has to offer. Living in SweetBay means more than just a home -- it's a lifestyle. The community offers resort-style pools, basketball and sports courts, playgrounds, parks, miles of walking and biking trails, grilling areas, fire pits, a private beach, community dock, fishing, kayaking and access to the bay. University Academy is conveniently located within the neighborhood, while the growing SweetBay Town Center puts Publix, Starbucks, dining, and everyday conveniences just minutes away. A future marina will add even more to this already incredible community. Don't miss your opportunity to own this nearly new Sabal floor plan featuring two primary suites, three en-suite bedrooms, a private balcony, and an exceptional location in one of Panama City's most desirable communities -- schedule your private tour today! 3 Beds ⋅ 2 Baths ⋅ 796167 MLS Welcome to 2323 Discovery Loop -- a beautifully crafted Harris Doyle home featuring the highly sought-after Sabal floor plan in the heart of Panama City's premier master-planned community, SweetBay. Built in 2025, this 3-bedroom, 3.5-bathroom home offers 1,646 square feet of thoughtfully designed living space with the perfect balance of modern comfort, quality construction, and low-maintenance living. Inside, you'll find a bright, open-concept layout filled with natural light and stylish finishes. The spacious kitchen features stone countertops and stainless steel appliances and flows seamlessly into the dining and living areas -- perfect for everyday living or entertaining. One of the home's standout features is its incredibly versatile bedroom layout. The first-floor primary suite offers added convenience and privacy with a spacious walk-in closet and an impressive tile-to-ceiling shower. Upstairs, you'll find a second primary suite complete with its own private balcony, creating the perfect place to relax and enjoy the Florida lifestyle. The third bedroom also features its own en-suite bath, giving every bedroom access to a private bathroom. Outside, enjoy a covered porch and patio along with a low-maintenance homesite designed for those who would rather spend their time enjoying everything SweetBay has to offer. Living in SweetBay means more than just a home -- it's a lifestyle. The community offers resort-style pools, basketball and sports courts, playgrounds, parks, miles of walking and biking trails, grilling areas, fire pits, a private beach, community dock, fishing, kayaking and access to the bay. University Academy is conveniently located within the neighborhood, while the growing SweetBay Town Center puts Publix, Starbucks, dining, and everyday conveniences just minutes away. A future marina will add even more to this already incredible community. Don't miss your opportunity to own this nearly new Sabal floor plan featuring two primary suites, three en-suite bedrooms, a private balcony, and an exceptional location in one of Panama City's most desirable communities -- schedule your private tour today! 2323 Discovery Loop, Panama City
$140,000 Welcome home to this 3-bedroom, 2-bath home that's truly move-in ready. You will walk into a spacious, open layout designed for comfortable living. Fresh, neutral colors throughout create a clean, inviting feel and make it easy to add your personal touch. With thoughtful updates already completed, this home is ready for its new owner to move right in and enjoy. Comfortable, and well-maintained, don't miss this opportunity! 3 Beds ⋅ 2 Baths ⋅ 796157 MLS Welcome home to this 3-bedroom, 2-bath home that's truly move-in ready. You will walk into a spacious, open layout designed for comfortable living. Fresh, neutral colors throughout create a clean, inviting feel and make it easy to add your personal touch. With thoughtful updates already completed, this home is ready for its new owner to move right in and enjoy. Comfortable, and well-maintained, don't miss this opportunity! 3701 E 5th Street, Panama City
$449,000 Lake views, effortless outdoor entertaining, and more time to enjoy the SweetBay lifestyle--welcome to 2417 Rushes Avenue. Located in a lock-and-leave phase where the HOA covers landscape maintenance and irrigation, this coastal home offers easy everyday living. Start your morning with coffee on the covered front porch overlooking the lake. Inside, bright, open living and dining spaces connect to a kitchen featuring Shaker-style cabinetry, stainless steel appliances, a herringbone backsplash, and an island with bar seating. Three bedrooms plus a lake-view study with its own walk-in closet offer a flexible layout, with the study able to function as a fourth bedroom. The primary suite includes a walk-in closet and a private bath with a glass-enclosed tiled shower. The oversized 2.5-car carport doubles as a spacious covered entertaining area, connecting directly to the patio and featuring electrical provisions for a TV. From game-day gatherings to outdoor dinners, there's room to make the most of coastal evenings. A separate storage room keeps bikes, paddleboards, and beach gear organized... and with the HOA handling landscaping and irrigation, you can save that space for recreation instead of lawn equipment. Beyond your doorstep, SweetBay invites you to fill your days with golf cart rides, scenic walks, bike rides, poolside afternoons, and sunsets along North Bay. Community pools, parks, playgrounds, a sports court, trails, and bay access provide plenty of ways to get outside, whether you enjoy kayaking, paddleboarding, fishing, or simply relaxing by the water. Farmers markets, concerts in the park, seasonal celebrations, and resident gatherings create opportunities to connect with your new neighbors and enjoy an active community. The Publix-anchored Town Center brings groceries, Starbucks coffee, dining, shopping, and everyday conveniences right into the neighborhood just a short walk or golf cart ride away. Looking ahead, SweetBay's planned future marina adds another exciting dimension to the community's coastal vision. With lake views, versatile indoor and outdoor spaces, and less yard work on your calendar, 2417 Rushes Avenue gives you more freedom to enjoy everything that makes life in SweetBay so special. 3 Beds ⋅ 2 Baths ⋅ 796139 MLS Lake views, effortless outdoor entertaining, and more time to enjoy the SweetBay lifestyle--welcome to 2417 Rushes Avenue. Located in a lock-and-leave phase where the HOA covers landscape maintenance and irrigation, this coastal home offers easy everyday living. Start your morning with coffee on the covered front porch overlooking the lake. Inside, bright, open living and dining spaces connect to a kitchen featuring Shaker-style cabinetry, stainless steel appliances, a herringbone backsplash, and an island with bar seating. Three bedrooms plus a lake-view study with its own walk-in closet offer a flexible layout, with the study able to function as a fourth bedroom. The primary suite includes a walk-in closet and a private bath with a glass-enclosed tiled shower. The oversized 2.5-car carport doubles as a spacious covered entertaining area, connecting directly to the patio and featuring electrical provisions for a TV. From game-day gatherings to outdoor dinners, there's room to make the most of coastal evenings. A separate storage room keeps bikes, paddleboards, and beach gear organized... and with the HOA handling landscaping and irrigation, you can save that space for recreation instead of lawn equipment. Beyond your doorstep, SweetBay invites you to fill your days with golf cart rides, scenic walks, bike rides, poolside afternoons, and sunsets along North Bay. Community pools, parks, playgrounds, a sports court, trails, and bay access provide plenty of ways to get outside, whether you enjoy kayaking, paddleboarding, fishing, or simply relaxing by the water. Farmers markets, concerts in the park, seasonal celebrations, and resident gatherings create opportunities to connect with your new neighbors and enjoy an active community. The Publix-anchored Town Center brings groceries, Starbucks coffee, dining, shopping, and everyday conveniences right into the neighborhood just a short walk or golf cart ride away. Looking ahead, SweetBay's planned future marina adds another exciting dimension to the community's coastal vision. With lake views, versatile indoor and outdoor spaces, and less yard work on your calendar, 2417 Rushes Avenue gives you more freedom to enjoy everything that makes life in SweetBay so special. Panama City
$249,000 Welcome to affordable Florida living with the space, updates and outdoor lifestyle you've been searching for. This beautifully updated four-bedroom, two-bath home sits on a full acre and offers a bright, open layout with modern finishes throughout. Inside, you'll find updated flooring, spacious living areas and a beautifully refreshed kitchen featuring ample cabinetry, generous counter space and a large island that makes the perfect gathering spot for everyday living or entertaining. The functional floor plan offers plenty of flexibility for everyday living, guests, a home office or additional living space, while the bedrooms provide comfortable accommodations and a clean, updated feel throughout. Step outside and take full advantage of the Florida lifestyle with your own private pool, perfect for cooling off on hot summer days, hosting friends and family or simply relaxing in your own backyard retreat. The expansive deck offers plenty of space for grilling, outdoor dining and lounging, while the full-acre homesite provides room to spread out and enjoy a little extra privacy. With four bedrooms, two full baths, modern updates, a private pool, spacious deck and one acre of land, this home delivers a hard-to-find combination of space, comfort and Florida charm at an approachable price point. Some photos may be AI-enhanced. 4 Beds ⋅ 2 Baths ⋅ 796137 MLS Welcome to affordable Florida living with the space, updates and outdoor lifestyle you've been searching for. This beautifully updated four-bedroom, two-bath home sits on a full acre and offers a bright, open layout with modern finishes throughout. Inside, you'll find updated flooring, spacious living areas and a beautifully refreshed kitchen featuring ample cabinetry, generous counter space and a large island that makes the perfect gathering spot for everyday living or entertaining. The functional floor plan offers plenty of flexibility for everyday living, guests, a home office or additional living space, while the bedrooms provide comfortable accommodations and a clean, updated feel throughout. Step outside and take full advantage of the Florida lifestyle with your own private pool, perfect for cooling off on hot summer days, hosting friends and family or simply relaxing in your own backyard retreat. The expansive deck offers plenty of space for grilling, outdoor dining and lounging, while the full-acre homesite provides room to spread out and enjoy a little extra privacy. With four bedrooms, two full baths, modern updates, a private pool, spacious deck and one acre of land, this home delivers a hard-to-find combination of space, comfort and Florida charm at an approachable price point. Some photos may be AI-enhanced. 7403 Sweetbriar Road, Panama City
$365,000 Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting. 2 Beds ⋅ 2 Baths ⋅ 796136 MLS Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting. 9900 S Thomas Drive Unit 1911, Panama City
$475,000 Ready to make a move before the end of the year? The seller is offering a $10,000 credit with an acceptable offer! Offer must close by December 31, 2026. That's $10,000 toward your closing costs, prepaid expenses, rate buy-down, or other allowable costs, giving you even more flexibility when purchasing this property. Welcome to the largest 3-bedroom, 2-bath floor plan in Regency Towers! This spacious Gulf-front residence offers an open floor plan with plenty of room in the kitchen, living area, dining area, and entry. The large primary bedroom overlooks the Gulf and offers direct access to the oversized balcony, while both guest bedrooms are generously sized, with one furnished with a king bed and the other featuring two queen beds. The kitchen is equipped with stainless steel appliances that are less than two years old, and the washer and dryer are less than one year old. The air handler was replaced in 2019, and the water heater was replaced in 2017. Step outside to the oversized balcony and enjoy breathtaking western views of the Gulf, including beautiful sunsets. Currently enrolled in the onsite rental program, this property offers immediate rental income with future bookings already on the calendar. Regency Towers features a community pool, BBQ grills, tiki bar, onsite rental office, and community room. Conveniently located near shopping, restaurants, entertainment, and all that Panama City Beach has to offer. Professional photography coming soon. 3 Beds ⋅ 2 Baths ⋅ 796119 MLS Ready to make a move before the end of the year? The seller is offering a $10,000 credit with an acceptable offer! Offer must close by December 31, 2026. That's $10,000 toward your closing costs, prepaid expenses, rate buy-down, or other allowable costs, giving you even more flexibility when purchasing this property. Welcome to the largest 3-bedroom, 2-bath floor plan in Regency Towers! This spacious Gulf-front residence offers an open floor plan with plenty of room in the kitchen, living area, dining area, and entry. The large primary bedroom overlooks the Gulf and offers direct access to the oversized balcony, while both guest bedrooms are generously sized, with one furnished with a king bed and the other featuring two queen beds. The kitchen is equipped with stainless steel appliances that are less than two years old, and the washer and dryer are less than one year old. The air handler was replaced in 2019, and the water heater was replaced in 2017. Step outside to the oversized balcony and enjoy breathtaking western views of the Gulf, including beautiful sunsets. Currently enrolled in the onsite rental program, this property offers immediate rental income with future bookings already on the calendar. Regency Towers features a community pool, BBQ grills, tiki bar, onsite rental office, and community room. Conveniently located near shopping, restaurants, entertainment, and all that Panama City Beach has to offer. Professional photography coming soon. 5801 S Thomas Drive Unit 701, Panama City
$450,000 306 S. MacArthur Ave offers a well-maintained 3-bedroom, 2-bath residence with 2,028 square feet, plus a 528-square-foot additional dwelling unit and a layout designed for everyday comfort. The home features spacious rooms, a wood-burning fireplace, and a large front porch that adds usable outdoor living space. The interior has been newly painted, and the exterior has also been refreshed for a clean, updated presentation. The kitchen has been newly updated with marble countertops, soft-close drawers, and a reverse osmosis water filter. The primary bath includes a walk-in shower and a spacious walk-in closet. The home also offers a large jacuzzi soaking tub in the second bath. Additional improvements include a brand-new driveway and Miami-rated hurricane shutters. Outdoor amenities include a fenced yard, in-ground pool, fire pit, fruit-bearing trees, and rear alley access. The 528-square-foot ADU adds flexibility for guests, work, or additional living space. Conveniently located near Downtown Panama City and St. Andrews Yacht Club, this property combines practical updates with a central location. 3 Beds ⋅ 2 Baths ⋅ 796112 MLS 306 S. MacArthur Ave offers a well-maintained 3-bedroom, 2-bath residence with 2,028 square feet, plus a 528-square-foot additional dwelling unit and a layout designed for everyday comfort. The home features spacious rooms, a wood-burning fireplace, and a large front porch that adds usable outdoor living space. The interior has been newly painted, and the exterior has also been refreshed for a clean, updated presentation. The kitchen has been newly updated with marble countertops, soft-close drawers, and a reverse osmosis water filter. The primary bath includes a walk-in shower and a spacious walk-in closet. The home also offers a large jacuzzi soaking tub in the second bath. Additional improvements include a brand-new driveway and Miami-rated hurricane shutters. Outdoor amenities include a fenced yard, in-ground pool, fire pit, fruit-bearing trees, and rear alley access. The 528-square-foot ADU adds flexibility for guests, work, or additional living space. Conveniently located near Downtown Panama City and St. Andrews Yacht Club, this property combines practical updates with a central location. 306 S Macarthur Avenue, Panama City
$239,000 Fantastic opportunity to own this Charming Cottage-Style 3 bedroom, 2 bath home in desirable Callaway Corners. Enjoy relaxing on the spacious front porch overlooking a neighborhood of well-kept homes. The updated kitchen features stainless steel appliances, granite countertops, attractive cabinetry, and a cozy dining nook. An open layout with cathedral ceilings, vinyl plank flooring, and recessed lighting creates a bright, welcoming atmosphere. Neutral paint colors and abundant natural light add to the home's appeal. Conveniently located near Tyndall AFB, shopping, dining, and a short drive to Bay County's beautiful beaches. This one is truly a must-see -- call today to schedule your private viewing! 3 Beds ⋅ 2 Baths ⋅ 796105 MLS Fantastic opportunity to own this Charming Cottage-Style 3 bedroom, 2 bath home in desirable Callaway Corners. Enjoy relaxing on the spacious front porch overlooking a neighborhood of well-kept homes. The updated kitchen features stainless steel appliances, granite countertops, attractive cabinetry, and a cozy dining nook. An open layout with cathedral ceilings, vinyl plank flooring, and recessed lighting creates a bright, welcoming atmosphere. Neutral paint colors and abundant natural light add to the home's appeal. Conveniently located near Tyndall AFB, shopping, dining, and a short drive to Bay County's beautiful beaches. This one is truly a must-see -- call today to schedule your private viewing! 315 Gabrielle Lane, Panama City
$449,000 Welcome to Reflections at Bay Point! This beautifully decorated, exceptionally maintained 2-bedroom, 2-bath condo comes fully furnished and ready to enjoy. It does allow Short term rentals so come play and let others pay to stay. The open-concept layout and LVP flooring throughout make the space feel bright and easy to care for, while the oversized balcony gives you room to unwind and take in the water views. The seller has used this as a second home and shared it with friends and family. Whether you're looking for a primary residence or a getaway you can rent when you're away, this one offers plenty of possibilities. Reflections is nestled on the Grand Lagoon near the Bay Point golf course, and the amenities are stacked deep: a lagoon-style pool, Serenity Spa on site, and the best part a golf cart-friendly community. Come see why life at Bay Point is so easy to love! 2 Beds ⋅ 2 Baths ⋅ 796098 MLS Welcome to Reflections at Bay Point! This beautifully decorated, exceptionally maintained 2-bedroom, 2-bath condo comes fully furnished and ready to enjoy. It does allow Short term rentals so come play and let others pay to stay. The open-concept layout and LVP flooring throughout make the space feel bright and easy to care for, while the oversized balcony gives you room to unwind and take in the water views. The seller has used this as a second home and shared it with friends and family. Whether you're looking for a primary residence or a getaway you can rent when you're away, this one offers plenty of possibilities. Reflections is nestled on the Grand Lagoon near the Bay Point golf course, and the amenities are stacked deep: a lagoon-style pool, Serenity Spa on site, and the best part a golf cart-friendly community. Come see why life at Bay Point is so easy to love! 4100 Marriott Drive Unit 210, Panama City
$149,000 Discover an incredible equity-building opportunity with this spacious 1,100 square-foot home located in the desirable Emerald Pointe Resort, situated directly on the beach across from the Navy Base. Offering significantly more square footage than smaller units priced much higher, this property is a true handyman special priced well below neighborhood comps that start at $225,000. Following a minor dryer incident that resulted in smoke damage, the seller has already completed the heavy lifting; a licensed electrician has verified that the dryer wiring and electrical connections are entirely sound, and the plumbing remains completely undamaged. The home is now ready for your final cosmetic touches and personal style to bring it to its full potential. Best of all, you own the land with zero lot rental fees, complemented by a reasonable HOA fee of $2,600 per year and a prime location just steps from the community pool and front gate. 2 Beds ⋅ 2 Baths ⋅ 796096 MLS Discover an incredible equity-building opportunity with this spacious 1,100 square-foot home located in the desirable Emerald Pointe Resort, situated directly on the beach across from the Navy Base. Offering significantly more square footage than smaller units priced much higher, this property is a true handyman special priced well below neighborhood comps that start at $225,000. Following a minor dryer incident that resulted in smoke damage, the seller has already completed the heavy lifting; a licensed electrician has verified that the dryer wiring and electrical connections are entirely sound, and the plumbing remains completely undamaged. The home is now ready for your final cosmetic touches and personal style to bring it to its full potential. Best of all, you own the land with zero lot rental fees, complemented by a reasonable HOA fee of $2,600 per year and a prime location just steps from the community pool and front gate. 1219 Thomas Drive Unit 95, Panama City
$489,000 NEW CONSTRUCTION in the gated community of Sanctuary Beach! Built by Nadeau Construction, a local contractor with more than 20 years of building experience, this 3-bedroom, 2.5-bath home is anything but basic builder-grade. Thoughtful design, upgraded finishes and attention to detail can be found throughout. The open-concept kitchen, dining and living area is designed for both everyday living and entertaining. The kitchen features an impressive 9-foot island, charcoal/navy cabinetry with polished nickel hardware, quartz countertops, khaki stacked tile backsplash, gas stove, built-in wine rack, pantry cabinetry with pull-out shelving and a dedicated cabinet that keeps your microwave hidden from view. The first-floor primary suite offers a spacious bath with a large double vanity and tiled shower. The powder room makes a statement with a beautiful navy tile floor, beautiful cabinetry accented with navy and brushed-gold hardware, Calacatta quartz with a curved arched backsplash and a vessel sink. Upstairs are two additional bedrooms, including one with a walk-in closet and built-in shelving, plus a shared bath with a double vanity. Outside, a fenced, low-maintenance yard with minimal landscaping to care for. Additional features include a gas tankless water heater and carefully selected fixtures and finishes throughout. Sanctuary Beach is a gated community tucked beside the Bay Point Golf Course, offering a community pool and a convenient location near dining, marinas, golf and everything Panama City Beach has to offer. This is new construction for the buyer who wants more than the standard builder package - quality, character and details that make this home stand apart. 3 Beds ⋅ 3 Baths ⋅ 796093 MLS NEW CONSTRUCTION in the gated community of Sanctuary Beach! Built by Nadeau Construction, a local contractor with more than 20 years of building experience, this 3-bedroom, 2.5-bath home is anything but basic builder-grade. Thoughtful design, upgraded finishes and attention to detail can be found throughout. The open-concept kitchen, dining and living area is designed for both everyday living and entertaining. The kitchen features an impressive 9-foot island, charcoal/navy cabinetry with polished nickel hardware, quartz countertops, khaki stacked tile backsplash, gas stove, built-in wine rack, pantry cabinetry with pull-out shelving and a dedicated cabinet that keeps your microwave hidden from view. The first-floor primary suite offers a spacious bath with a large double vanity and tiled shower. The powder room makes a statement with a beautiful navy tile floor, beautiful cabinetry accented with navy and brushed-gold hardware, Calacatta quartz with a curved arched backsplash and a vessel sink. Upstairs are two additional bedrooms, including one with a walk-in closet and built-in shelving, plus a shared bath with a double vanity. Outside, a fenced, low-maintenance yard with minimal landscaping to care for. Additional features include a gas tankless water heater and carefully selected fixtures and finishes throughout. Sanctuary Beach is a gated community tucked beside the Bay Point Golf Course, offering a community pool and a convenient location near dining, marinas, golf and everything Panama City Beach has to offer. This is new construction for the buyer who wants more than the standard builder package - quality, character and details that make this home stand apart. 3924 Bungalow Lane, Panama City
$269,900 New beautiful 3 bdrm 2 bath home with LVP and cathedral ceilings in the open living area. Nice kitchen with granite breakfast bar. Lovely starter home with 3 bathrooms close to downtown shopping and for all your shopping needs and only half a mile to 15th Street corridor. Large living dining area provides space for the family to gather. Flood Zone X. 3 Beds ⋅ 2 Baths ⋅ 796083 MLS New beautiful 3 bdrm 2 bath home with LVP and cathedral ceilings in the open living area. Nice kitchen with granite breakfast bar. Lovely starter home with 3 bathrooms close to downtown shopping and for all your shopping needs and only half a mile to 15th Street corridor. Large living dining area provides space for the family to gather. Flood Zone X. 1026 Mulberry Avenue, Panama City