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$530,000
3 Beds ⋅ 3 Baths ⋅ 790780 MLS
ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319,000--a financing opportunity that can make a significant difference in the monthly cost of homeownership. Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2,314 square feet, a golf cart-friendly lifestyle, exceptional energy-efficient features, and a convenient location near University Academy. Built in 2019, the home has been thoughtfully upgraded for comfort, efficiency, and everyday living. Custom features include a pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, PAID-OFF SOLAR PANELS, tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and smart irrigation. Together, these energy-efficient improvements contribute to an average electric bill of approximately $70 per month. Outside, you'll find a screened lanai, fenced backyard with an expanded golf-cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, an ADT security system, and extensive built-in storage. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and convenient access to shopping, dining, and everyday necessities. With extensive upgrades, remarkably low energy costs, and the potential to assume a VA mortgage at an estimated 2.25% interest rate, this home offers an opportunity that's increasingly difficult to find. VA loan assumption is subject to lender/servicer approval, buyer qualification, and applicable VA requirements.

1816 Discovery Loop, Panama City
$291,000
3 Beds ⋅ 2 Baths ⋅ 790764 MLS
Welcome to this beautifully maintained **Celeste floor plan** in the heart of Panama City, Florida, where modern design meets everyday comfort. From the moment you arrive, you'll be greeted by exceptional curb appeal and an inviting entry highlighted by an elegant prairie-style front door that sets the tone for the warmth and charm found throughout the home. Offering **3 bedrooms, 2 bathrooms, and 1,439 square feet** of thoughtfully designed living space, this home features a bright, open-concept floor plan that's perfect for both relaxing and entertaining. The spacious living room flows effortlessly into the dining area and beautifully appointed kitchen, creating a welcoming space where family and friends can gather with ease. The kitchen is truly the centerpiece of the home, boasting **gorgeous granite countertops**, ample cabinet storage, generous workspace, and a large island that's ideal for meal preparation, casual dining, or hosting guests. Whether you're preparing a weeknight dinner or entertaining during the holidays, this space is designed to meet your every need. The private primary suite provides a peaceful retreat after a long day, complete with **two walk-in closets**, a double vanity, a linen closet, and a convenient shower/tub combination that offers both comfort and functionality. The thoughtfully designed split-bedroom floor plan places the two spacious secondary bedrooms on the opposite side of the home, separated by a full bathroom, providing added privacy for family members or overnight guests. Step outside to your fully fenced backyard, enclosed by a beautiful **6-foot white vinyl privacy fence**, creating the perfect outdoor space for children, pets, weekend barbecues, or simply relaxing with your morning coffee or evening sunset. The covered patio offers an inviting extension of the living space, making outdoor entertaining effortless throughout the year. Additional highlights include durable finishes throughout, abundant natural light, a **professionally finished epoxy-coated garage floor**, and a layout that balances style, functionality, and low-maintenance living. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and the beautiful white-sand beaches of Panama City, this move-in-ready home offers the perfect combination of location, comfort, and modern amenities. **Welcome home!** Come experience everything this beautiful property has to offer and imagine the memories waiting to be made. Your next chapter starts here!

6619 Atkins Road, Panama City
$249,900
1 Beds ⋅ 2 Baths ⋅ 790763 MLS
Welcome to Laketown Wharf, Panama City Beach's largest condominium complex with the best amenities too! This Gulf View unit is a 1 Bedroom plus a full bunkroom with 2 full bathrooms. What's special about this place is that both bathrooms have extended double vanities with fresh white paint. This clean fresh concept extends into the kitchen where the cabinets have fresh paint and matching white appliances. There is an island bar for gathering, barstools and granite. The kitchen and grand-room gives you a direct view of the Gulf of America. Laketown Wharf is actually across the street, but you have dedicated beach access through a coded/armband controlled gate between Pineapple Willys and Shores of Panama Condo. You can also access two other quieter beach access points at PCB#33 & #34. Check out the wood laminate flooring in the master bedroom and grand-room. Its great to have NO CARPET and the wood tones are warm and inviting. This is currently a short term rental with VRBO & AIRBNB.. talk about a great investment that will pay for itself!!! You can expect between $38,000- $45,000 in STR income if you wish to rent. It would also make a great owners retreat as well. There are many full time owners who meet regularly for pickleball, mini golf, workouts at the newly re-fitted 2 story gym and have beverages at the many restaurants and bars on property. FYI the COA dues includes Hazard Insurance, Cable, Internet, Pest Control, Water and Garbage too. Plus access to all the 5 pools 2 hot-tubs and sundecks. Check out this amazing unit today!

9860 S Thomas Drive Unit 519, Panama City
$274,999
4 Beds ⋅ 3 Baths ⋅ 790758 MLS
Immediate Cash Flow Opportunity! This home comes with a one-year rental agreement in place, providing you with cash flow and financial security with vetted tenants. The lease expires March 31, 2027 with rent at $1,900/month. This beautiful 4-bedroom, 2.5 bath home, built in 2019, is contemporarily designed inside and out. The open floor plan is ultra-low maintenance, with metal roof, custom cabinets, quartz counter tops, LVP downstairs and carpet upstairs, plus, the low-cost HOA takes care of the yard! Everything is in like new condition. Callaway Corners offers a welcoming, family-oriented community that appeals to investors, first time home buyers and military families. Tyndall Air Force base is under 20 minutes away and local retail, dining and shopping are just minutes away. Enjoy the relaxing, sandy beaches in under 30 minutes on Panama City Beach. Don't miss out on this great value in the secluded neighborhood of Calloway Corners.

311 N Gay Avenue, Panama City
$28,500
790752 MLS
Welcome to 900 Lanyard Court, a beautifully positioned homesite in the highly desirable Laird Point Phase I community. Nestled on a quiet cul-de-sac, this property offers the perfect blend of privacy, natural beauty, and coastal charm. Situated within a gated, bayfront neighborhood, residents enjoy access to exclusive amenities including a private waterfront park, community dock, and serene nature trails--ideal for kayaking, fishing, or simply soaking in breathtaking sunsets over East Bay. Electrical and sewer connections are available, making this an ideal location to build your dream home with ease. This homesite provides a peaceful retreat while still being conveniently located just minutes from shopping, dining, and the white-sand beaches of Panama City Beach. Whether you're looking to build a full-time residence or a coastal getaway, this property delivers the best of Florida living. Don't miss the opportunity to own in one of the area's most sought-after waterfront communities where tranquility meets convenience.

900 Lanyard Court, Panama City
$799,000
3 Beds ⋅ 2 Baths ⋅ 790744 MLS
Looking for a unicorn? This is a once in a lifetime property! Located just a 2-minute walk to the World's Most Beautiful Beaches and a short 10 min stroll to Pier Park! This single story 3-bedroom 2 bath house offers an open floor plan and is currently a successful short-term rental that has room for the whole family! This property is perfect for entertaining as it is set up to sleep 10 guest and with two driveways there is plenty of parking for 6-8 vehicles, trailers or an RV! Wanna get away from it all, step out back to your own slice of paradise! You will enjoy the private fenced in backyard where you can soak up some sun in the large saltwater swimming pool (with optional heating.) There is also a storage shed to hold all of your pool and beach toys along with custom hurricane shutters! If you are looking for an investment property, this one has great guest reviews and projections of over 85k. This West end location is hard beat with a 2 min. drive to Frank Brown Park, 1/2 mile to Pier Park and a short 15 min. drive to the airport or to 30A. Your guest will enjoy seeing the Pier Park Skywheel and seasonal firework views from the front yard! They will also love the close proximity to attractions like Dolly's Pirate Voyage, Top Golf and the Simulated Surf Park coming soon and all within a 5-minute drive! Another rare find that this property offers is the large lot zoned commercially and across the street from Lake Lullwater and the sugary white sands! The sellers have recently replaced the roof, added rock landscaping for easy upkeep and the 2nd concrete driveway! This property is turn key and just in time for vacation season with several reservations on the books for 2026! Don't let this one slip away, call me or your favorite agent today!

278 Lullwater Drive, Panama City
$1,399,000
3 Beds ⋅ 4 Baths ⋅ 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City
$340,000
3 Beds ⋅ 2 Baths ⋅ 790722 MLS
Rare opportunity to own a spacious home on an oversized corner lot with NO HOA! If you've been searching for room to spread out, park your toys, and enjoy your property without restrictive HOA rules, this is the one. Situated on a massive corner lot in the heart of Panama City, this property offers endless possibilities. Bring your RV, boat, work trailer, or outdoor hobbies--there's plenty of room for it all. In addition to the attached one-car garage, the driveway provides parking for up to six vehicles, and the fully fenced backyard is easily accessible through two separate double gates located on both the front and side of the property. This convenient setup provides exceptional access for RVs, boats, trailers, recreational vehicles, equipment, or future backyard projects. A gated parking area within the yard offers additional flexibility and storage options. Inside, you'll find generously sized rooms throughout, creating a comfortable and functional layout. The spacious primary suite features a walk-in closet and private bath. The kitchen offers a large pantry, abundant storage, and a sink overlooking the backyard so you can enjoy views of your outdoor space while preparing meals. Luxury vinyl plank flooring runs throughout most of the home, with carpet in the primary bedroom and one additional bedroom. Step outside to enjoy the large covered patio overlooking the expansive backyard which is perfect for entertaining, relaxing, gardening, or creating your dream outdoor oasis. Conveniently located near shopping, dining, schools, and everyday amenities, this property combines space, flexibility, and freedom in a location that's hard to beat.

3140 Douglas Road, Panama City
$399,900
3 Beds ⋅ 2 Baths ⋅ 790707 MLS
READY TO SELL! Don't miss this opportunity to own a TRADITIONAL BRICK HOME on an expansive double lot in the Lake Caroline/Beach Drive area with NO HOA and NO REQ FLOOD INSURANCE !! This ranch style property offers vintage charm and modern versatility. From the elegant wrought iron entryway, step into the light-filled living and dining rooms designed for effortless entertaining. Sliding glass doors lead directly to a brick-walled terrace creating a seamless indoor-outdoor flow. Relax in the oversized sun room (not counted in square footage!) offering loads of extra space. The Kitchen offers a great layout with room for future renovations plus a convenient bar area adjoining the breakfast room. The family room is perfect for relaxing has a full wall brick fireplace.The primary suite is tucked into a quiet corner and has great views of the back yard. 2 Guest rooms and a guest bath assure space for everyone! A major highlight of this property is the 21x24 ft brick outbuilding equipped with electricity, offering an ideal blank slate for a separate home office, workshop or future guest house. A 2 car garage and a dedicated indoor laundry room offer added convenience. Nestled in a highly desirable neighborhood, this home places you within walking distance to BEACH DRIVE, GARDEN CLUB WALKING PARK AND DOG PARK, and LAKE CAROLINE. You'll appreciate being a quick golf cart ride from dining, shopping and entertaining in downtown Panama City or HISTORIC ST ANDREWS.

1021 Buena Vista Boulevard, Panama City
$735,990
3 Beds ⋅ 3 Baths ⋅ 790705 MLS
A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The WELLINGTON II I in Saltaire community offers a 3BR/2.5BA open design with flex space. Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, double vanity in 2nd bath, kitchen island, pantry, covered porches, undermount sinks, undermount cabinet lighting, custom kitchen backsplash, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner. *PRICE SUBJECT TO CHANGE ONCE SELECTIONS ARE COMPLETE*

3755 Saltaire Court, Panama City
$814,155
4 Beds ⋅ 3 Baths ⋅ 790704 MLS
Awesome builder rate plus FREE refrigerator! Restrictions apply. A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. WATERFRONT LOT! The GEMELLA II G in Saltaire community offers a 4BR/3BA, open and split 2-story design with the master bedroom and a flex space on the first floor and a bonus room upstairs. Upgrades for this home include revwood flooring, LED coach lights on each side of the garage, upgraded cabinets and kitchen backsplash, blinds for the windows, soft close doors and drawers for cabinets, and more! Special Features: double vanity, garden tub, separate custom tiled shower, and walk-in closet in master bath, kitchen island, walk-in pantry, covered porches, double vanity in 2nd floor bathroom, storage area, undermount sinks, cabinet hardware, undermount cabinet lighting, custom kitchen backsplash, pendant lights, crown molding, LED lighting, smart connect WIFI thermostat, framed mirrors in all bathrooms, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

3759 Saltaire Court, Panama City
$316,200
3 Beds ⋅ 2 Baths ⋅ 790693 MLS
Move in Ready! No carpet and several upgrades! Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating a seamless flow and promoting interaction. The kitchen features modern appliances, ample cabinet space, and a convenient breakfast bar, making meal preparation a breeze. The master suite offers a private retreat, complete with a well-appointed en-suite bathroom and a spacious walk-in closet, providing ample storage as well as a walk in shower. Two additional bedrooms offer versatility, whether for accommodating family members, guests, or setting up a home office or hobby space. The 1317 floorplan also includes a patio, extending your living space outdoors and providing a perfect spot for enjoying the fresh air or hosting outdoor gatherings. With Adams Homes' commitment to quality craftsmanship and attention to detail, this home radiates comfort and style.

7108 Traditions Drive, Panama City
$354,900
4 Beds ⋅ 3 Baths ⋅ 790680 MLS
NEW FLOOR PLAN! This home is under construction, completion estimated for Oct/Nov 2026. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites, three-sided brick homes, preserved natural areas, tranquil ponds, future green space, and a walking path for residents to enjoy. Inside this home, you'll find a wide range of high-quality upgrades including a tankless gas water heater, 9-foot ceilings, recessed lighting, painted Hardie-board siding on the front exterior, a gas kitchen range, a gas line ready for an outdoor grill, and a fully sodded yard with a sprinkler system. Tray ceilings enhance the living room and master bedroom, while the master bath includes double vanities, walk-in shower with glass door, a large walk-in closet, and convenient access to the laundry room. Additional features include a utility sink in the garage and a practical drop zone as you enter from the garage. This home is filled with beautiful finishes and thoughtful touches offering comfort, style, and everyday functionality. Buyer to verify any information deemed important. Design elements subject to change.

3945 Red Deer Circle, Panama City
$378,000
4 Beds ⋅ 3 Baths ⋅ 790678 MLS
*Seller offering up to $3,000 for buyer closing costs & prepaids* Welcome to this beautifully maintained 4-bedroom, 2-bath home located in the highly desirable Bridge Harbor community! Perfectly situated adjacent to a peaceful pond, this property offers the ideal blend of comfort, convenience, and outdoor living. Step outside to enjoy the newly fenced backyard featuring a built-in fire pit, perfect for relaxing evenings and entertaining guests. The new irrigation system helps keep the landscaping lush and beautiful year-round, while the children's playground conveys with the sale -- making this backyard truly move-in ready for family fun. Inside, you'll find a spacious and functional layout with plenty of room for family living, guests, or a home office setup. Located just minutes from Tyndall Air Force Base, this home also offers convenient access to shopping, dining, schools, and everyday amenities. Residents of Bridge Harbor enjoy access to a wonderful community pool and neighborhood amenities that make this area so popular. Don't miss the opportunity to own this charming home with water views, fantastic outdoor features, and an unbeatable location!

182 Osprey Lake Road, Panama City
$109,900
790669 MLS
GREAT BIG LOT to build your dream home!! The lot is cleared and ready. This area is up and coming, is close enough to town but far enough away to be secluded! Drive by and go see it!!

5319 Sunwood Road, Panama City
$310,000
4 Beds ⋅ 2 Baths ⋅ 790659 MLS
Welcome home to this freshly updated gem nestled in the desirable Bridge Harbor Subdivision! This spacious four-bedroom, two-bathroom home offers 1,867 square feet of comfortable living space that's ready for you to move right in and start making memories. Inside, you'll immediately notice the brand-new paint throughout the interior, giving everything a clean, bright feel. The open floor plan makes this home perfect for entertaining friends or just spreading out after a long day. New flooring runs throughout the entire home, giving every room a fresh and modern feel. The kitchen comes equipped with stainless steel appliances, including a new electric range, making meal prep a breeze. The neighborhood is where this property really shines. Living near Tyndall Air Force Base makes this an ideal spot for those looking for a convenient commute. Earl Gilbert Park with boat launch is nearby for weekend picnics and outdoor enjoyment. The home is conveniently located to Gulf Coast State College, and getting out of town is simple with Northwest Florida Beaches International Airport within reach. With four bedrooms including a generous primary bedroom, there's plenty of room to spread out and get comfortable. Public transit options are also available nearby for added convenience. This one won't last long, so schedule a showing before someone else snatches it up!.

260 Ryder Lane, Panama City
$331,635
3 Beds ⋅ 2 Baths ⋅ 790654 MLS
Discover the elegance and functionality of the 1717 floor plan. Light floods in through the front bay window opening up to a large kitchen with a convenient breakfast bar. Transition into the cozy family area. Retreat to the master suite, featuring a generous walk-in closet and an ensuite bathroom. Two additional bedrooms provide versatility for a growing family or guest. The 1717 floorplan includes a covered patio perfect for enjoying outdoor gatherings or quiet moments. With Adams Homes impeccable craftsmanship and attention to detail. This home is an ideal choice for those seeking both practicality and sophistication.

3620 Basal Street, Panama City
$425,000
2 Beds ⋅ 2 Baths ⋅ 790643 MLS
If you've been searching for a beachfront condo that allows you to enjoy the Panama City Beach lifestyle while helping offset ownership expenses, this second-floor Summer House unit deserves a look. A longtime favorite among vacationers, Summer House has a proven rental history and continues to attract guests year after year thanks to its family-friendly atmosphere, spacious floor plans, and unbeatable Gulf-front location. Situated directly on the sugar-white sands of Panama City Beach, this well-maintained resort offers a rare combination of lower-density living and resort-style amenities, including two Gulf-front pools, a hot tub, kiddie pool, tennis and pickleball courts, racquetball, game room, fitness center, owners' lounge, grilling areas, and direct beach access. Whether you're looking for a vacation getaway, investment property, or a blend of both, this condo offers the opportunity to enjoy your time at the beach while leveraging rental income to help cover expenses. Many investors appreciate the ability to utilize financing and allow rental revenue to contribute toward ownership costs while building long-term equity over time. Wake up to Gulf views, spend your days on the beach, and let this established rental performer work for you when you're not using it. Summer House remains one of Panama City Beach's most beloved resortsand opportunities like this don't come along often.

6505 Thomas Drive Unit 202, Panama City
$359,000
3 Beds ⋅ 3 Baths ⋅ 790640 MLS
New Construction in this bright open and spacious 3 bedroom, 3 bath home with 1,733 sf including a one and a half garage. Own a new home tailored to your unique style! Currently under construction, this residence offers buyers the chance to personalize their dream home with some custom finishes. Current finishes include Custom Birch wood cabinets, tile in all bathrooms, and coastal exterior hardy board trim package. Builder is working on completing the exterior landscape finishes and some interior touches. Home is almost complete.

7523 Highway 2302, Panama City
$80,000
790626 MLS
Prime development opportunity in Panama City. This 0.34-acre vacant lot at 2607 W 21st Court offers a centrally located site with convenient access to local shopping, services, and major roadways. Situated in Flood Zone X with no HOA the property features clear, level land with utilities available in the area, supporting a streamlined build process. Paved road access and a cul-de-sac setting enhance ease of entry and circulation. A current survey is available, providing added clarity for planning and permitting. This parcel presents a strong option for investors, builders, or owners seeking a well-positioned site in a growing Panama City corridor. All uses are subject to verification with local zoning and permitting authorities.

2607 W 21st Court, Panama City
$199,000
1 Beds ⋅ 2 Baths ⋅ 790616 MLS
Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home maximizes every square foot offering a seamless open floor plan perfect for coastal living. The design offers a flexible living area that will accommodate the occasional guest, a dining area with a new counter height table to serve as both a breakfast bar AND additional prep space, AND a well-equipped kitchen. There are two FULL bathrooms... one with a shower; one with a tub. The LARGE BEDROOM is furnished with a KING bed, two large nightstands, and an armoire. Besides the full bathroom with shower in the bedroom, there is also a closet already equipped with Maytag washer and dryer, and an additional closet. Taking care of business at home? An OFFICE ALCOVE is neatly tucked between the bedroom and the living area and could easily be partitioned off for additional privacy. With its FENCED corner location and new road surfaces and sidewalks being placed, it's a pleasant walk to Saint Andrew Bay. Public, private, charter, and specialty school options are all nearby. The cottage is located 15 minutes to a Panama City Beach public parking lot...and it's off to the SUGAR SHORE and emerald waters of world renowned beaches! There is no HOA so NO HOA fees or new buyer fees or contributions required. This low maintenance cottage is 2005 construction and sits in the shade amongst picturesque tilted oaks on a pretty corner lot. It can be available with some furniture.

1328 Friendship Avenue, Panama City
$1,550,000
790613 MLS
Don't miss your chance to own this magnificent waterfront lot in The Preserve on the Bay. With the expansive water front and the preserved nature areas, the Preserve is the most unique community on Panama City Beach. This large homesite is almost half an acre and has panoramic water views of St Andrews Bay. Build your dream home and dock for easy boating in the bay or gulf! The Preserve is gated and features a manned, 24 hour security gate. It is just minutes away from all the restaurants and attractions offered on Panama City Beach yet it is quiet and secluded!

3604 Preserve Boulevard, Panama City
$130,000
3 Beds ⋅ 2 Baths ⋅ 790612 MLS
Welcome home to this well-cared-for 3-bedroom, 2-bathroom home, perfectly situated on a quiet cul-de-sac. Featuring modern finishes throughout, this home offers an open and airy layout designed for both comfortable everyday living and effortless entertaining. The spacious floor plan is complemented by durable luxury vinyl plank (LVP) flooring, creating a seamless flow throughout the main living areas. The bright and inviting living spaces connect beautifully to the kitchen and dining areas, making the home feel both functional and welcoming. Conveniently located close to shopping, dining, schools, and all your daily essentials, this home combines comfort, style, and location. Whether you're a first-time homebuyer, downsizing, or looking for your next family home, this property is ready to impress.

6020 Michelle Circle, Panama City
$599,000
790596 MLS
Prime 2-Acre Commercial Opportunity on Highway 231 Position your business for success with this exceptional 2-acre commercial parcel located within Bay County limits. Zoned General Commercial, this property offers outstanding flexibility and long-term potential in one of the area's growing commercial corridors. Boasting approximately 285± feet of frontage along Highway 231, the property benefits from exceptional visibility and exposure. According to Florida Department of Transportation traffic data, the area experiences an estimated 25,000+ vehicles per day, providing a consistent flow of traffic and strong commercial presence. Surrounded by established communities, ongoing development, and major retail destinations, this site is strategically positioned to capitalize on Bay County's continued growth. The General Commercial zoning allows for a broad range of potential uses, creating a rare opportunity for investors, developers, and business owners alike. High visibility, strong traffic counts, and a prime location make this a standout opportunity in today's market.

Star Avenue, Panama City
$360,000
5 Beds ⋅ 3 Baths ⋅ 790595 MLS
VA Assumable 2.5% rate with approved buyer (must swap out VA cert)!!! This impressive 5-bedroom, 2.5-bath home features a spacious, open concept floor plan that seamlessly connects the kitchen and family room, creating the perfect space for entertaining and everyday living. The well-appointed kitchen offers stainless steel appliances, ample cabinetry and counter space, and a walk-in pantry for all your storage needs. The private first-floor owner's suite provides a relaxing retreat with an en suite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a walk-in closet. Upstairs, you'll find a huge second living area that makes along with 4 additional bedrooms and a full bath with double vanities. The convenient upstairs laundry room adds to the home's thoughtful design. Step outside to enjoy the screened back patio, perfect for morning coffee or evening gatherings, overlooking the backyard. Additional features include a versatile flex/bonus room on the 1st floor, a 2-car garage, and plenty of room for everyone to spread out. Don't miss this opportunity to own a spacious home in the desirable Brighton Oaks community! All sizes/measurements/info approx; please verify if important.

4040 Brighton Boulevard, Panama City
$320,170
3 Beds ⋅ 2 Baths ⋅ 790592 MLS
** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City
$290,035
3 Beds ⋅ 2 Baths ⋅ 790589 MLS
** 5K IN FLEX CASH*PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS! ** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

11503 Singo Drive, Panama City
$199,000
2 Beds ⋅ 3 Baths ⋅ 790583 MLS
Location, location, location! Enjoy this low-maintenance living in this beautifully designed 2-bedroom, 2.5-bath end unit home conveniently located near shopping, dining, schools, and just minutes from the new Martin Luther King Jr. Recreation Center. The spacious first floor features an open-concept layout with a full kitchen complete with stainless steel appliances and a large family room perfect for entertaining or relaxing. Enjoy the added convenience of a private garage--perfect for secure parking, extra storage, and staying out of the Florida weather. Upstairs, you'll find two private bedroom suites, each with its own full bathroom--ideal for families, roommates, or guests who value privacy. Generous closet space throughout provides plenty of storage. Added insulation between units helps create a quieter, more peaceful living environment. Whether you're looking for a primary residence, second home, or investment opportunity, this townhome offers comfort, convenience, and value. Don't miss out on local home-buyer programs that offer down payment assistance. Ask me for details.

1421 N Cove Boulevard Unit D, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 790578 MLS
Move-in ready and packed with value, this beautifully updated 3-bedroom, 2-bath brick home is the perfect opportunity for first-time homebuyers, military families, or savvy investors. Conveniently located in the heart of Panama City, you'll enjoy easy access to shopping, dining, schools, colleges, medical facilities, and Tyndall Air Force Base, while being just 10 minutes from the stunning white-sand beaches of the Gulf Coast. Inside, you'll find a completely renovated kitchen featuring modern finishes and functionality, along with updated bathrooms that provide both style and comfort. The spacious floor plan offers comfortable everyday living, while major improvements have already been completed for added peace of mind, including a metal roof installed in 2022, HVAC system replaced in 2017, and water heater installed in 2018. The home also features a one-car carport with a conveniently enclosed laundry room, providing additional storage and utility space. Step outside to a large backyard with endless possibilities--perfect for entertaining, gardening, pets, play areas, or creating your own outdoor retreat. Whether you're looking for an affordable primary residence, a rental investment, or a property close to Tyndall Air Force Base and the beach, this home checks all the boxes. With its desirable location, significant updates, and strong potential, this is an opportunity you won't want to miss.

1929 Frankford Avenue, Panama City
$578,000
6 Beds ⋅ 6 Baths ⋅ 790574 MLS
Serious price improvement. The numbers make great sense, solid ROI. Add to your portfolio today! Welcome to a turnkey income-producing investment opportunity designed for ease, efficiency, and long-term value. Remodeled in 2021, this unique property features six detached single-family units, each offering one bedroom, one spacious bathroom, a comfortable living area, with a functional kitchen. Fully occupied and currently generating $63,900 in annual gross rental income, this property offers immediate cash flow with rent rolls available for review. Each unit was thoughtfully updated in 2021 with major improvements including 30-year dimensional shingle roofs, energy-efficient windows, updated electrical wiring, fresh sheetrock, interior paint, luxury vinyl plank flooring, new kitchen cabinetry, and updated countertops. For streamlined management, each unit is individually metered for both water and electricity, helping simplify operations and reduce owner responsibility. With six separate dwellings, modernized systems, and established rental income already in place, this property is a strong addition to any investment portfolio. Whether you are looking to expand your rental holdings, secure consistent income, or invest in a low-maintenance multi-unit property, this turnkey opportunity is ready to perform from day one. Buyer to confirm measurements. Some photos edited and staged

116 Springfield Avenue, Panama City